CCertihomes
2460 County Road 16, Otselic, NY 13832

$189,000

4 beds 2 baths 1,740 sqft Built 18652 days on marketActive

About this home

Step into this fully updated 4-bedroom, 2-bath home, perfectly located near serene lakes and a peaceful fishing stream. Enjoy modern upgrades throughout, including a brand-new kitchen, updated bathrooms, fresh flooring, and stylish finishes. Whether you're relaxing indoors or exploring the nearby outdoor recreation, this move-in ready home offers the best of both comfort and nature.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,348/mo

Real estate (PITI + HOA + PMI)
$1,699
Principal + interest$1,213
Property tax + insurance$415
PMI / 2nd mortgage$71
Utilities
$1,245
Heating + cooling$467
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$2,348/mo TLC
Budget$5,000/mo
Remaining after TLC$2,652/mo
Purchase price
$189,000
Down payment
$9,450 (5%)
Loan amount
$179,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1865
Lot size
1 ac
Stories
2
Heating
Propane, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$2,071
MLS #
S1625303
County
Chenango

At a glance

Basement

Home features

Appliances
DishwasherElectricCooktopElectricWaterHeaterRefrigerator
Interior
SeparateFormalDiningRoomEntranceFoyerSeparateFormalLivingRoomCountryKitchenSolidSurfaceCounters
Exterior
DirtDrivewayPropaneTankOwned
Parking
NoGarageCircularDriveway
Flooring
Laminate, Other, SeeRemarks, Varies
Roof
Metal
Sewer
SepticTank

Lot features

IrregularLot, RuralLot

Neighborhood — 13832

MetricThis ZIPCountyUSA
Population1,50419,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density110395
Male7559,381,926147,432,321
Female7499,969,168151,655,844
Never Married2834,946,39163,775,926
Married6777,166,701123,120,365
Separated511,159,67312,639,686
Widowed681,110,24515,467,586
Divorced1071,210,44823,075,029
Number Of House Hold5237,102,016111,826,380
Average House Hold Size2.882.642.60
Medial Age35.2636.5335.46
Median House Hold Income$35,763$49,847$48,276
Average House Hold Income$43,212$70,032$63,629
P C I$15,026$26,569$24,529
M D I$31,466$42,210$41,133
A T H E$39,780$54,185$50,898
S T R8.00%4.00%
W C J83.45%81.55%77.74%
(Zip) Code
13832

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/29/2025. Provided courtesy of Yaman Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.