CCertihomes
46 Elgin Street, Rochester, NY 14611

$134,900

3 beds 1 baths 1,667 sqft Built 18990 days on marketActive

About this home

Affordable City Living or Investment Opportunity Welcome to 46 Elgin Street — a classic Rochester home nestled in the heart of the historic 19th Ward. Whether you’re a first-time buyer, investor, or someone looking to add to their rental portfolio, this property offers solid potential at an attractive price point. The home features a traditional layout with a spacious living room, formal dining area, and a functional kitchen. With multiple bedrooms including possible 4th bedroom on the first floor, a full bathroom, there’s plenty of room or rent. Wood flooring and wood trim highlight the home’s character, while large windows provide great natural light. Enjoy outdoor living with a covered front porch and a private backyard. Additional features include a full basement for storage and off-street parking. Located on a quiet residential street, this home is close to local schools, parks, bus lines, and just minutes from the University of Rochester, Strong Memorial Hospital, and downtown. Whether you plan to move in or rent it out, 46 Elgin St is a smart investment in one of Rochester’s most established neighborhoods. 24 hours notice for all showings.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,939/mo

Real estate (PITI + HOA + PMI)
$1,298
Principal + interest$866
Property tax + insurance$381
PMI / 2nd mortgage$51
Utilities
$1,191
Heating + cooling$441
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,939/mo TLC
Budget$5,000/mo
Remaining after TLC$3,061/mo
Purchase price
$134,900
Down payment
$6,745 (5%)
Loan amount
$128,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1899
Lot size
0.0758 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,285
MLS #
R1625584
County
Monroe

At a glance

Basement

Home features

Appliances
AppliancesNegotiableGasWaterHeater
Interior
EntranceFoyerEatInKitchen
Exterior
BlacktopDriveway
Parking
NoGarage
Flooring
Hardwood, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14611

MetricThis ZIPCountyUSA
Population19,16519,351,094299,088,112
Population Change Since1990-9.00%8.00%20.00%
Population Density6,274395
Male9,0039,381,926147,432,321
Female10,1629,969,168151,655,844
Never Married6,2914,946,39163,775,926
Married3,8407,166,701123,120,365
Separated1,4751,159,67312,639,686
Widowed1,0041,110,24515,467,586
Divorced1,6131,210,44823,075,029
Number Of House Hold7,0357,102,016111,826,380
Average House Hold Size2.672.642.60
Medial Age30.6036.5335.46
Median House Hold Income$27,718$49,847$48,276
Average House Hold Income$35,076$70,032$63,629
P C I$13,417$26,569$24,529
M D I$25,051$42,210$41,133
A T H E$34,915$54,185$50,898
S T R8.00%4.00%
W C J75.49%81.55%77.74%
(Zip) Code
14611

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/29/2025. Provided courtesy of Hunt Real Estate ERA/Columbus via Buffalo MLS. Information deemed reliable but not guaranteed.