CCertihomes
202 Mechanic Street, Watertown City, NY 13601

$159,900

2 beds 1 baths 1,680 sqft Built 19002 days on marketActive

About this home

This charming and budget-friendly home in Watertown is perfect for first-time buyers or those looking to downsize. Offering 2 comfortable bedrooms and 1 full bathroom, this home also includes 2 bonus rooms that could easily be used as additional bedrooms, a home office, or a playroom- whichever may fits your needs! This spacious eat-in kitchen features convenient washer and dryer hookups, keeping laundry space central and accessible. The layout is simple yet functional, with plenty of potential to add your personal touch. Many updates have been done for you. Some new- electrical, plumbing, windows, flooring, painting, blown in insulation and more! Both roof and furnace are at most 2 years old and new fence was just installed around the perimeter of the property!! Additional storage shed comes with the property for your outdoor storage needs. Conveniently located with easy access to local shops, schools, amenities, this home combines affordability with flexibility. Whether you're looking to invest or settle in, this property is a smart move in today's market! Contact your agent for a private viewing today.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,099/mo

Real estate (PITI + HOA + PMI)
$1,437
Principal + interest$1,026
Property tax + insurance$351
PMI / 2nd mortgage$60
Utilities
$1,261
Heating + cooling$481
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,099/mo TLC
Budget$5,000/mo
Remaining after TLC$2,901/mo
Purchase price
$159,900
Down payment
$7,995 (5%)
Loan amount
$151,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.1212 ac
Stories
0
Heating
Other, SeeRemarks, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$1,654
MLS #
S1625519
County
Jefferson

At a glance

Basement

Home features

Appliances
ElectricWaterHeaterRefrigerator
Interior
EatInKitchenBedroomOnMainLevelConvertibleBedroom
Exterior
SeeRemarks
Parking
NoGarage
Flooring
Hardwood, Laminate, Tile, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/29/2025. Provided courtesy of North Star Real Estate & Property Management via Buffalo MLS. Information deemed reliable but not guaranteed.