CCertihomes
28020 State Route 126, Rutland, NY 13612

$240,000

4 beds 3 baths 2,364 sqft Built 185015 days on marketActive

About this home

The charm from the past is still seen in this beautiful 1850 farm house, having been remodeled from top to bottom. Then this owner has done some improvements also. (New full bathroom, half bath and work in the kitchen, also has a new large shed.) Lets sit on the nice wrap around porch that is located on 2 sides of the house. Insulation has been blown in to help with the heating of the house. There is a downstairs bedroom along with the living, dinning room and a kitchen. The laundry room is located behind the kitchen. There has been a new bathroom that has been added. Located upstairs are 3 good size bedrooms. There is also a half bath added upstairs. There is also a small 1 car attached garage at the back of the house. This is all located on a corner lot with 1.51 acres of land. This charming property is only 3.2 miles from Watertown. Fort Drum and Carthage also is an easy drive. This property would be good for someone that wants to be close to Watertown but wants a county setting with less taxes.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,026/mo

Real estate (PITI + HOA + PMI)
$2,227
Principal + interest$1,540
Property tax + insurance$597
PMI / 2nd mortgage$90
Utilities
$1,595
Heating + cooling$648
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,026/mo TLC
Budget$5,000/mo
Remaining after TLC$1,974/mo
Purchase price
$240,000
Down payment
$12,000 (5%)
Loan amount
$228,000
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Farmhouse, TwoStory
Year built
1850
Lot size
1.51 ac
Stories
0
Heating
Oil, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$3,393
MLS #
S1626695
County
Jefferson

At a glance

Basement
Garage (1)

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigeratorWasher
Interior
BreakfastBarBreakfastAreaSolidSurfaceCountersBedroomOnMainLevel
Exterior
GravelDriveway
Parking
AttachedGarage
Flooring
Carpet, Laminate, Varies, Vinyl
Roof
Shingle
Sewer
SepticTank

Lot features

Agricultural, IrregularLot

Neighborhood — 13612

MetricThis ZIPCountyUSA
Population3,32119,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density193395
Male1,6389,381,926147,432,321
Female1,6839,969,168151,655,844
Never Married5864,946,39163,775,926
Married1,5627,166,701123,120,365
Separated1231,159,67312,639,686
Widowed1521,110,24515,467,586
Divorced2591,210,44823,075,029
Number Of House Hold1,2807,102,016111,826,380
Average House Hold Size2.592.642.60
Medial Age37.6636.5335.46
Median House Hold Income$42,802$49,847$48,276
Average House Hold Income$53,304$70,032$63,629
P C I$20,545$26,569$24,529
M D I$37,208$42,210$41,133
A T H E$45,631$54,185$50,898
S T R7.75%4.00%
W C J81.27%81.55%77.74%
(Zip) Code
13612

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/30/2025. Provided courtesy of North Star Real Estate & Property Management via Buffalo MLS. Information deemed reliable but not guaranteed.