CCertihomes
20 Hidden Waters Drive, Middletown, NY 12455

$625,000

5 beds 4 baths 2,352 sqft Built 19101 days on marketActive

About this home

Beautifully Renovated Classic Catskills Home – 5BR, 4BA + Streamside Setting Escape to the mountains in this spacious and beautifully updated Catskills home, just under 2.5 hours from the George Washington Bridge. With 5 bedrooms, 4 full bathrooms, and a finished third floor, this classic home offers plenty of room to relax, entertain, and enjoy all-season living. The primary suite is a true retreat, featuring a private sitting room/library and a luxurious en suite bathroom. Charming architectural details can be found throughout the home, blending timeless character with modern updates. Enjoy peaceful mornings and evenings on the front and back porches, or stroll the walkway down to the stream that runs through the property. The home is located directly across from a golf course and just minutes from ski centers, hiking trails, and the region's most charming villages. Whether you're looking for a weekend getaway or a full-time escape to the mountains, this lovingly renovated Catskills gem offers beauty, comfort, and convenience in equal measure.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,873/mo

Real estate (PITI + HOA + PMI)
$5,245
Principal + interest$4,010
Property tax + insurance$1,001
PMI / 2nd mortgage$234
Utilities
$1,544
Heating + cooling$624
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$5,873/mo TLC
Budget$6,373/mo
Remaining after TLC$500/mo
Purchase price
$625,000
Down payment
$31,250 (5%)
Loan amount
$593,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1910
Lot size
1.57 ac
Stories
3
Heating
Oil, ForcedAir
Cooling
CentralAir
Water
Well
HOA
Annual tax
$4,143
MLS #
R1626837
County
Delaware

At a glance

Air conditioning
Basement

Home features

Appliances
DishwasherElectricWaterHeaterGasOvenGasRangeRefrigeratorWasher
Interior
AtticCeilingFansKitchenIslandSlidingGlassDoorsBedroomOnMainLevel
Exterior
DirtDrivewayDeckGravelDriveway
Parking
NoGarage
Flooring
Hardwood, Tile, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 12455

MetricThis ZIPCountyUSA
Population2,33719,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density33395
Male1,1539,381,926147,432,321
Female1,1849,969,168151,655,844
Never Married4444,946,39163,775,926
Married1,0397,166,701123,120,365
Separated1311,159,67312,639,686
Widowed1401,110,24515,467,586
Divorced2161,210,44823,075,029
Number Of House Hold9347,102,016111,826,380
Average House Hold Size2.472.642.60
Medial Age44.6336.5335.46
Median House Hold Income$36,388$49,847$48,276
Average House Hold Income$49,541$70,032$63,629
P C I$19,991$26,569$24,529
M D I$32,028$42,210$41,133
A T H E$43,431$54,185$50,898
S T R8.00%4.00%
W C J79.97%81.55%77.74%
(Zip) Code
12455

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/30/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.