CCertihomes
69 W 4th Street, Dunkirk, NY 14048

$139,900

3 beds 2 baths 1,406 sqft Built 19280 days on marketActive

About this home

Charming two-story, 3-bedroom home in Dunkirk, NY! Boasts a tiled bathroom, updated kitchen with appliances, and a formal dining room. Features hardwood floors, a full finished walk-up attic with skylights (ideal for a bedroom or office), and a clean full basement. New double-pane windows installed September 2024 for energy efficiency. Enjoy a fenced yard, off-street parking, two lots, and a detached garage. Relax on the inviting enclosed sunporch. Move-in ready!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,882/mo

Real estate (PITI + HOA + PMI)
$1,312
Principal + interest$898
Property tax + insurance$362
PMI / 2nd mortgage$52
Utilities
$1,061
Heating + cooling$381
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,882/mo TLC
Budget$5,000/mo
Remaining after TLC$3,118/mo
Purchase price
$139,900
Down payment
$6,995 (5%)
Loan amount
$132,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1928
Lot size
0.0723 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,134
MLS #
R1626212
County
Chautauqua

At a glance

Basement
Garage (1)

Home features

Appliances
AppliancesNegotiableGasWaterHeater
Interior
SeparateFormalDiningRoom
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, Varies
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 14048

MetricThis ZIPCountyUSA
Population17,04319,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density719395
Male8,5889,381,926147,432,321
Female8,4559,969,168151,655,844
Never Married4,6544,946,39163,775,926
Married5,9287,166,701123,120,365
Separated9261,159,67312,639,686
Widowed1,3161,110,24515,467,586
Divorced1,3181,210,44823,075,029
Number Of House Hold6,2787,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age34.9636.5335.46
Median House Hold Income$32,499$49,847$48,276
Average House Hold Income$44,258$70,032$63,629
P C I$17,366$26,569$24,529
M D I$28,953$42,210$41,133
A T H E$40,331$54,185$50,898
S T R8.00%4.00%
W C J76.14%81.55%77.74%
(Zip) Code
14048

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/30/2025. Provided courtesy of Keller Williams Realty via Buffalo MLS. Information deemed reliable but not guaranteed.