CCertihomes
Mill Street, Theresa, NY 13691

$100,000

0 beds 0 baths 1,919,689 sqft13 days on marketActive

About this home

Discover an incredible opportunity to own 44 acres of beautiful, versatile land within the Village of Theresa. The land offers multiple buildable lots, making it ideal for a savvy investor or someone looking to create a private family compound. Essential utilities are readily available, with electric and water hookup availability directly on Morgan Street, simplifying any future building plans. Adding to its appeal, a portion of the land has already been cleared by the previous owner, providing an excellent head start for construction or landscaping projects. Imagine building your dream home nestled among mature trees, or developing multiple residences in a desirable village location. This expansive property offers the best of both worlds: a serene, gorgeously wooded setting and remarkable development potential.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$463,136/mo

Real estate (PITI + HOA + PMI)
$82,176
Principal + interest$642
Property tax + insurance$81,496
PMI / 2nd mortgage$38
Utilities
$761,819
Heating + cooling$380,763
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$463,136/mo TLC
Budget$463,636/mo
Remaining after TLC$500/mo
Purchase price
$100,000
Down payment
$5,000 (5%)
Loan amount
$95,000
APR
7.15%

Quick facts

Type
Other
Style
Year built
Lot size
44.07 ac
Stories
0
Heating
Cooling
Water
Public
HOA
Annual tax
MLS #
S1626424
County
Jefferson

Home features

Parking
NoDriveway
Sewer
None, SepticNeeded

Lot features

CityLot, IrregularLot, ResidentialLot, SteepSlope, Wooded

Neighborhood — 13691

MetricThis ZIPCountyUSA
Population4,03819,351,094299,088,112
Population Change Since199012.00%8.00%20.00%
Population Density53395
Male2,0709,381,926147,432,321
Female1,9689,969,168151,655,844
Never Married7454,946,39163,775,926
Married1,7577,166,701123,120,365
Separated1501,159,67312,639,686
Widowed1371,110,24515,467,586
Divorced2681,210,44823,075,029
Number Of House Hold1,3377,102,016111,826,380
Average House Hold Size3.012.642.60
Medial Age31.7836.5335.46
Median House Hold Income$40,679$49,847$48,276
Average House Hold Income$46,099$70,032$63,629
P C I$15,384$26,569$24,529
M D I$35,487$42,210$41,133
A T H E$41,467$54,185$50,898
S T R7.75%4.00%
W C J78.43%81.55%77.74%
(Zip) Code
13691

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/30/2025. Provided courtesy of Marble Key Realty LLC via Buffalo MLS. Information deemed reliable but not guaranteed.