CCertihomes
21 Derby Avenue, Auburn, NY 13021

$139,900

6 beds 2 baths 2,452 sqft Built 18902 days on marketActive

About this home

Located on a quiet private street, this solidly built two-family side-by-side home offers a fantastic opportunity for owner-occupants or investors alike. Each spacious unit features 3 bedrooms and 1 full bathroom as well as providing comfortable living with thoughtful updates and enduring quality. Recent improvements include updated hall and bathroom flooring, a refreshed front porch, a new suspended ceiling, and fresh paint both inside and out. The home's well-crafted construction and durable metal roof are standout features that ensure long-term value. Whether you're looking to live in one unit and rent the other, or expand your investment portfolio, this property offers flexibility, functionality, and peace of mind in a quiet, desirable setting.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,287/mo

Real estate (PITI + HOA + PMI)
$1,451
Principal + interest$898
Property tax + insurance$501
PMI / 2nd mortgage$52
Utilities
$1,586
Heating + cooling$640
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$2,287/mo TLC
Budget$5,000/mo
Remaining after TLC$2,713/mo
Purchase price
$139,900
Down payment
$6,995 (5%)
Loan amount
$132,905
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1890
Lot size
0.12 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,279
MLS #
S1625662
County
Cayuga

At a glance

Basement

Home features

Appliances
GasWaterHeater
Exterior
Fence
Parking
TwoOrMoreSpaces
Flooring
Hardwood, Varies
Roof
Metal
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot

Neighborhood — 13021

MetricThis ZIPCountyUSA
Population38,12019,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density321395
Male18,9559,381,926147,432,321
Female19,1659,969,168151,655,844
Never Married8,7074,946,39163,775,926
Married14,7257,166,701123,120,365
Separated2,3501,159,67312,639,686
Widowed3,0941,110,24515,467,586
Divorced2,8871,210,44823,075,029
Number Of House Hold14,3167,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age38.7836.5335.46
Median House Hold Income$39,327$49,847$48,276
Average House Hold Income$51,129$70,032$63,629
P C I$20,402$26,569$24,529
M D I$34,354$42,210$41,133
A T H E$44,195$54,185$50,898
S T R8.00%4.00%
W C J78.71%81.55%77.74%
(Zip) Code
13021

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/30/2025. Provided courtesy of Acropolis Realty Group LLC via Buffalo MLS. Information deemed reliable but not guaranteed.