CCertihomes
116 N Main Street, Milford, NY 13807

$459,000

9 beds 6 baths 4,116 sqft Built 17920 days on marketActive

About this home

116 N. Main in Historic Milford, a short 5 minute drive to the Cooperstown Dreams Park, and 15 minutes to the National Baseball Hall of Fame, this immaculate 4000+ square foot duplex is here for you. Sleeping a total of 18 between both units, one remodeled 2 bedroom apartment, and the other an expansive remodeled 6 bedroom with an additional upstairs bonus room, generate income in one of the most sought after locations in the Cooperstown area, home to its historic charm, many breweries, restaurants, Otsego Lake, and more. Recent updates include 2 new kitchen remodels, brand new water heater (second water heater only one year old as well), 3 new bathrooms, and a new washer/dryer combo. This property also boasts a large lot over an acre complete with a relaxing fire pit area and above ground pool. Multiple sitting areas in both the front and back invite you to take in the one of a kind views that the Cooperstown area has to offer. Call today for your private showing. This property is an AirBNB Superhost, boasting a great rental history and is booked through the current Summer Baseball Rental season. Income information for this investment is available upon request.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,843/mo

Real estate (PITI + HOA + PMI)
$4,718
Principal + interest$2,945
Property tax + insurance$1,601
PMI / 2nd mortgage$172
Utilities
$2,417
Heating + cooling$1,062
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$5,843/mo TLC
Budget$6,343/mo
Remaining after TLC$500/mo
Purchase price
$459,000
Down payment
$22,950 (5%)
Loan amount
$436,050
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1792
Lot size
1.12 ac
Stories
2
Heating
Oil, Baseboard, Radiant
Cooling
Water
Connected, Public
HOA
Annual tax
$12,232
MLS #
R1626080
County
Otsego

At a glance

Basement

Home features

Appliances
ElectricWaterHeater
Interior
CeilingFans
Exterior
BarbecuePoolPatio
Parking
ParkingAvailableTwoOrMoreSpaces
Pool
AboveGround
Flooring
Carpet, Hardwood, Varies
Sewer
SepticTank

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 13807

MetricThis ZIPCountyUSA
Population1,78519,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density66395
Male8639,381,926147,432,321
Female9239,969,168151,655,844
Never Married3204,946,39163,775,926
Married8637,166,701123,120,365
Separated541,159,67312,639,686
Widowed1381,110,24515,467,586
Divorced1431,210,44823,075,029
Number Of House Hold6987,102,016111,826,380
Average House Hold Size2.542.642.60
Medial Age41.6636.5335.46
Median House Hold Income$37,928$49,847$48,276
Average House Hold Income$45,955$70,032$63,629
P C I$18,056$26,569$24,529
M D I$33,423$42,210$41,133
A T H E$41,396$54,185$50,898
S T R8.00%4.00%
W C J80.53%81.55%77.74%
(Zip) Code
13807

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/31/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.