CCertihomes
120 Seneca Avenue, Vernon, NY 13421

$239,000

3 beds 2 baths 1,448 sqft Built 19204 days on marketActive

About this home

Talk about curb appeal! This gorgeous craftsman style home in desirable Oneida Castle village is beautifully landscaped. Situated on a double manicured lot complete with fruit trees and berry bushes. The exceptionally well maintained home offers a new trex front porch, central air-conditioning, natural woodwork, hardwood floors and built in dining room hutch. Step outside to your own mini homestead with fruit tree garden, two car garage with an attached chicken coop area plus attached read shed. Convenient turn around driveway with ample parking completes this dreamy set up. The second parcel included is another 0.20 acres for a total of 0.43 acres.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,731/mo

Real estate (PITI + HOA + PMI)
$2,178
Principal + interest$1,534
Property tax + insurance$554
PMI / 2nd mortgage$90
Utilities
$1,103
Heating + cooling$402
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,731/mo TLC
Budget$5,000/mo
Remaining after TLC$2,269/mo
Purchase price
$239,000
Down payment
$11,950 (5%)
Loan amount
$227,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Bungalow
Year built
1920
Lot size
0.2479 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$3,355
MLS #
S1627069
County
Oneida

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
ElectricOvenElectricRangeRefrigeratorSeeRemarksWaterHeater
Interior
SeparateFormalDiningRoom
Exterior
BlacktopDriveway
Parking
DetachedGarageOther
Flooring
Carpet, Hardwood, Varies
Sewer
Other, SepticTank, SeeRemarks

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13421

MetricThis ZIPCountyUSA
Population14,81119,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density354395
Male7,1769,381,926147,432,321
Female7,6349,969,168151,655,844
Never Married3,2244,946,39163,775,926
Married6,2557,166,701123,120,365
Separated5061,159,67312,639,686
Widowed8491,110,24515,467,586
Divorced1,2161,210,44823,075,029
Number Of House Hold5,6147,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age37.3536.5335.46
Median House Hold Income$41,521$49,847$48,276
Average House Hold Income$49,212$70,032$63,629
P C I$18,880$26,569$24,529
M D I$36,217$42,210$41,133
A T H E$43,230$54,185$50,898
S T R8.00%4.00%
W C J80.78%81.55%77.74%
(Zip) Code
13421

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/31/2025. Provided courtesy of Hunt Real Estate ERA via Buffalo MLS. Information deemed reliable but not guaranteed.