$465,000
About this home
You’ve earned it! There’s still plenty of summer left to enjoy breathtaking sunsets, boating, and all the fun that comes with lakeside living on Oneida Lake while the HOA takes care of all your worries. This beautifully landscaped property is one of the few featuring a spacious, covered front porch that welcomes you in. Step inside to newly installed hardwood floors throughout an open, airy layout with cathedral ceilings and abundant natural light. The kitchen is simply beautiful, featuring stainless steel appliances, plenty of rich maple cabinetry, contrasting white quartz countertops, and a stylish tiled backsplash. Additional highlights include a rare 3-car garage, a poured basement with rough-in plumbing for a future bathroom, and potential for finishing. Step outside to an expansive stone patio with a built-in gas firepit, surrounded by lush landscaping that offers exceptional privacy. The home also includes a boat slip with power and water in the private marina. Harbor Lights is a truly maintenance-free community—your HOA dues cover roof repair and replacement, lawn care, snow removal, trash service, dock maintenance with power and lighting, and master insurance. Note: Home is subject to the rules outlined in the Harbor Lights Offering Plan.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
- Real estate (PITI + HOA + PMI)
- $5,177
- Utilities
- $1,104
- Transportation
- $0
- Other (entertainment)
- $160
Quick facts
At a glance
Home features
Lot features
IrregularLot, ResidentialLot
Neighborhood — 13037
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 7,033 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -4.00% | 8.00% | 20.00% |
| Population Density | 180 | 395 | — |
| Male | 3,388 | 9,381,926 | 147,432,321 |
| Female | 3,645 | 9,969,168 | 151,655,844 |
| Never Married | 1,272 | 4,946,391 | 63,775,926 |
| Married | 3,301 | 7,166,701 | 123,120,365 |
| Separated | 261 | 1,159,673 | 12,639,686 |
| Widowed | 357 | 1,110,245 | 15,467,586 |
| Divorced | 493 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 2,543 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.73 | 2.64 | 2.60 |
| Medial Age | 38.36 | 36.53 | 35.46 |
| Median House Hold Income | $52,255 | $49,847 | $48,276 |
| Average House Hold Income | $72,765 | $70,032 | $63,629 |
| P C I | $26,394 | $26,569 | $24,529 |
| M D I | $44,123 | $42,210 | $41,133 |
| A T H E | $56,340 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 82.58% | 81.55% | 77.74% |
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 7/31/2025. Provided courtesy of Hunt Real Estate ERA via Buffalo MLS. Information deemed reliable but not guaranteed.