CCertihomes
862 W Main Street, Watertown City, NY 13601

$209,000

3 beds 2 baths 1,137 sqft Built 18941 days on marketActive

About this home

WELCOME HOME! This recently renovated home boasts three bedrooms and two full baths, with laundry hookup on the main floor. Walk into the spacious entryway and find yourself into a beautifully appointed kitchen next to a large dining area. The bright living room is large and can fit all your needs. When you find yourself upstairs you will find three nicely sized bedrooms and another bathroom. The yard outside has a large fenced in area and nicely landscaped yard leading to a relaxing porch for those to relax. There is a shed near the driveway. This home is priced to go quickly, make your appointment now!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,263/mo

Real estate (PITI + HOA + PMI)
$1,772
Principal + interest$1,341
Property tax + insurance$353
PMI / 2nd mortgage$78
Utilities
$955
Heating + cooling$328
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,263/mo TLC
Budget$5,000/mo
Remaining after TLC$2,737/mo
Purchase price
$209,000
Down payment
$10,450 (5%)
Loan amount
$198,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1894
Lot size
0.14 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$1,424
MLS #
S1626633
County
Jefferson

At a glance

Basement

Home features

Appliances
DishwasherElectricWaterHeaterGasOvenGasRangeRefrigerator
Interior
SeparateFormalDiningRoomEntranceFoyerSeparateFormalLivingRoomSolidSurfaceCounters
Exterior
BlacktopDrivewayFence
Parking
NoGarage
Flooring
Carpet, Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/31/2025. Provided courtesy of Bridgeview Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.