CCertihomes
407 State Street, Fulton, NY 13069

$124,900

2 beds 2 baths 1,380 sqft Built 19151 days on marketActive

About this home

Charming and spacious, this 2-story home offers comfort and flexibility in a quiet and convenient location. Featuring an enclosed front porch great for morning coffee or quiet evenings! 2 bedrooms with the potential for a third on the second level, a full bath upstairs and a half bath on the main floor for added ease. The large living room provides plenty of space to relax or entertain, while the formal dining room and generously sized kitchen are perfect for gatherings. Enjoy the convenience of first-floor laundry and a full basement offering ample storage. Step outside to a quaint backyard complete with a shed—ideal for gardening or just unwinding. Located close to shopping, dining, and all local amenities, this home blends peaceful living with everyday convenience.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,934/mo

Real estate (PITI + HOA + PMI)
$1,319
Principal + interest$801
Property tax + insurance$471
PMI / 2nd mortgage$47
Utilities
$1,104
Heating + cooling$384
Internet + TV + phone$170
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$170
$1,934/mo TLC
Budget$5,000/mo
Remaining after TLC$3,066/mo
Purchase price
$124,900
Down payment
$6,245 (5%)
Loan amount
$118,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1915
Lot size
0.043 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,622
MLS #
S1626592
County
Oswego

At a glance

Basement

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeGasWaterHeaterRefrigeratorWasher
Interior
SeparateFormalDiningRoomEatInKitchenConvertibleBedroom
Exterior
ConcreteDriveway
Parking
NoGarage
Flooring
Carpet, Laminate, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 13069

MetricThis ZIPCountyUSA
Population26,70119,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density227395
Male13,1419,381,926147,432,321
Female13,5609,969,168151,655,844
Never Married5,6464,946,39163,775,926
Married11,3087,166,701123,120,365
Separated1,1181,159,67312,639,686
Widowed1,3331,110,24515,467,586
Divorced2,1831,210,44823,075,029
Number Of House Hold9,7937,102,016111,826,380
Average House Hold Size2.692.642.60
Medial Age36.6036.5335.46
Median House Hold Income$40,582$49,847$48,276
Average House Hold Income$51,502$70,032$63,629
P C I$19,258$26,569$24,529
M D I$35,418$42,210$41,133
A T H E$44,552$54,185$50,898
S T R8.00%4.00%
W C J76.00%81.55%77.74%
(Zip) Code
13069

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/1/2025. Provided courtesy of Century 21 Leah's Signature via Buffalo MLS. Information deemed reliable but not guaranteed.