CCertihomes
283 North Street, Winfield, NY 13491

$229,900

3 beds 1 baths 2,038 sqft Built 18909 days on marketActive

About this home

Lovingly maintained by the same owners for nearly 60 years, this charming village home rests on a full acre with standout curb appeal and rich original woodwork. The first level features a spacious eat-in kitchen, dining room, formal living room, and bedroom. A flexible second level offers 2 additional bedrooms with potential for a third, or conversion to a sprawling master suite. An oversized 24'X32' two stall garage and newer boiler add comfort and convenience to this already inviting home. Timeless, spacious, and full of potential!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,902/mo

Real estate (PITI + HOA + PMI)
$2,154
Principal + interest$1,475
Property tax + insurance$593
PMI / 2nd mortgage$86
Utilities
$1,438
Heating + cooling$546
Internet + TV + phone$180
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$180
$2,902/mo TLC
Budget$5,000/mo
Remaining after TLC$2,098/mo
Purchase price
$229,900
Down payment
$11,495 (5%)
Loan amount
$218,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Traditional
Year built
1890
Lot size
1.01 ac
Stories
0
Heating
Oil, Baseboard, HotWater, Radiators
Cooling
Water
Connected, Public
HOA
Annual tax
$3,632
MLS #
S1626139
County
Herkimer

At a glance

Basement
Garage (2)

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
EatInKitchenSeparateFormalLivingRoomBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
DetachedGarageGarageDoorOpener
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13491

MetricThis ZIPCountyUSA
Population5,36519,351,094299,088,112
Population Change Since199034.00%8.00%20.00%
Population Density70395
Male2,6689,381,926147,432,321
Female2,6979,969,168151,655,844
Never Married9704,946,39163,775,926
Married2,5337,166,701123,120,365
Separated1331,159,67312,639,686
Widowed2921,110,24515,467,586
Divorced4021,210,44823,075,029
Number Of House Hold1,8817,102,016111,826,380
Average House Hold Size2.852.642.60
Medial Age37.1836.5335.46
Median House Hold Income$38,230$49,847$48,276
Average House Hold Income$45,686$70,032$63,629
P C I$16,018$26,569$24,529
M D I$33,535$42,210$41,133
A T H E$41,221$54,185$50,898
S T R4.00%
W C J79.69%81.55%77.74%
(Zip) Code
13491

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/1/2025. Provided courtesy of Coldwell Banker Faith Properties via Buffalo MLS. Information deemed reliable but not guaranteed.