CCertihomes
Smith Hill Road, Deerfield, NY 13502

$39,000

0 beds 0 baths 5 days on marketActive

About this home

Have you thought about getting away from the hustle and bustle of suburban or city life and dreamed of living in the countryside on a wooded parcel? Pull out those home plans, call the builder and prepare for a change of lifestyle. This 1 acre wooded building lot offers you the start of a new phase of your life. The property has mature trees, utilities at the road, including public water and is in an area of many newly constructed homes. Within minutes you can be in downtown Utica, on the expressway to Rome, hopping on the thruway or shopping at your favorite stores. Fresh country air, woods and convenient location! Your search is over!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,210/mo

Real estate (PITI + HOA + PMI)
$468
Principal + interest$250
Property tax + insurance$203
PMI / 2nd mortgage$15
Utilities
$1,331
Heating + cooling$516
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,210/mo TLC
Budget$5,000/mo
Remaining after TLC$3,790/mo
Purchase price
$39,000
Down payment
$1,950 (5%)
Loan amount
$37,050
APR
7.15%

Quick facts

Type
Residential
Style
Year built
Lot size
1 ac
Stories
0
Heating
Cooling
Water
Public
HOA
Annual tax
MLS #
S1626094
County
Oneida

Home features

Parking
NoDriveway
Sewer
SepticNeeded

Lot features

IrregularLot, ResidentialLot, RuralLot, Wooded

Neighborhood — 13502

MetricThis ZIPCountyUSA
Population29,02519,351,094299,088,112
Population Change Since1990-17.00%8.00%20.00%
Population Density609395
Male13,8339,381,926147,432,321
Female15,1919,969,168151,655,844
Never Married7,9864,946,39163,775,926
Married10,1677,166,701123,120,365
Separated1,6221,159,67312,639,686
Widowed2,4011,110,24515,467,586
Divorced2,1801,210,44823,075,029
Number Of House Hold11,5857,102,016111,826,380
Average House Hold Size2.352.642.60
Medial Age38.1036.5335.46
Median House Hold Income$32,508$49,847$48,276
Average House Hold Income$40,951$70,032$63,629
P C I$17,157$26,569$24,529
M D I$28,880$42,210$41,133
A T H E$38,331$54,185$50,898
S T R9.00%4.00%
W C J81.13%81.55%77.74%
(Zip) Code
13502

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/1/2025. Provided courtesy of Integrated Real Estate Services via Buffalo MLS. Information deemed reliable but not guaranteed.