CCertihomes
1312 Ontario Avenue, Niagara Falls, NY 14305

$160,000

3 beds 2 baths 1,956 sqft Built 19104 days on marketActive

About this home

Discover this spacious and updated up-and-down duplex, ideally situated in the heart of Niagara Falls—just minutes from the U.S./Canadian border, Niagara Falls State Park, and the vibrant downtown district. This 1, 956 sq ft property offers flexible living with two separate units, each featuring its own private entrance, separate utilities, and updated mechanicals. The lower unit includes 2 bedrooms, 1 bathroom, a large living room, and an eat-in kitchen with space for first-floor laundry. The upper unit offers 1 bedroom and 1 bathroom, along with its own cozy living area and eat-in kitchen. Both units boast renovated kitchens and bathrooms, ensuring modern comfort and style. A brand-new roof (2023) adds long-term value and peace of mind. Additional bonus rooms provide space for a home office, playroom, or game room—whatever suits your needs. Whether you're looking for a smart investment, a multi-generational home, or a short-term rental opportunity, this property fits the bill. Located in Niagara Falls' designated Airbnb zone, it’s ideal for both owner-occupants and investors. With just a few finishing touches, you can make this property truly shine.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,054/mo

Real estate (PITI + HOA + PMI)
$1,366
Principal + interest$1,027
Property tax + insurance$279
PMI / 2nd mortgage$60
Utilities
$1,308
Heating + cooling$502
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$2,054/mo TLC
Budget$5,000/mo
Remaining after TLC$2,946/mo
Purchase price
$160,000
Down payment
$8,000 (5%)
Loan amount
$152,000
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1910
Lot size
0.1569 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$644
MLS #
B1627405
County
Niagara

At a glance

Basement

Home features

Appliances
GasWaterHeater
Parking
Gravel
Flooring
Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14305

MetricThis ZIPCountyUSA
Population18,36019,351,094299,088,112
Population Change Since1990-14.00%8.00%20.00%
Population Density2,454395
Male8,5499,381,926147,432,321
Female9,8129,969,168151,655,844
Never Married5,4134,946,39163,775,926
Married5,9737,166,701123,120,365
Separated7121,159,67312,639,686
Widowed1,3721,110,24515,467,586
Divorced1,3821,210,44823,075,029
Number Of House Hold6,5607,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age34.1736.5335.46
Median House Hold Income$32,886$49,847$48,276
Average House Hold Income$45,744$70,032$63,629
P C I$17,427$26,569$24,529
M D I$29,177$42,210$41,133
A T H E$41,156$54,185$50,898
S T R8.00%4.00%
W C J73.61%81.55%77.74%
(Zip) Code
14305

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/1/2025. Provided courtesy of HUNT Real Estate Corporation via Buffalo MLS. Information deemed reliable but not guaranteed.