CCertihomes
390 Lower Main Street, Andes, NY 13731

$2,100

2 beds 2 baths 1,232 sqft Built 19000 days on marketActive

About this home

Dreaming of living in the Catskills? This beautiful village cottage offers a rare opportunity to rent in the charming, lively, destination village of Andes. On the first floor the home offers an open floor plan with 1/2 bath, large bright living room wood burning stove, laundry nook, kitchen & dining. Upstairs you will find a spacious primary bedroom, guest bedroom, bathroom with clawfoot tub and shower, storage space and a lovely writer's corner from where you can observe village life and or write your first novel. With a large fenced in yard and a deep covered porch and deck there is plenty of space for outdoor living, gardening and entertaining. Large 1 car garage and ample parking. Walk to the bus stop and head to NYC. Use the community pool and tennis courts, stroll in the park or hike nearby trials. Kayaking, fishing, skiing & snowboarding all just a short drive away. 2.5hrs to the GW Bridge, 10 mins to Delhi, Bovina & Margaretville. Call listing agent to schedule your showing. References, credit check, sec. deposit.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$621/mo

Real estate (PITI + HOA + PMI)
$71
Principal + interest$13
Property tax + insurance$57
PMI / 2nd mortgage$1
Utilities
$922
Heating + cooling$313
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$621/mo TLC
Budget$5,000/mo
Remaining after TLC$4,379/mo
Purchase price
$2,100
Down payment
$105 (5%)
Loan amount
$1,995
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
1900
Lot size
0.5 ac
Stories
0
Heating
Other, SeeRemarks
Cooling
Other, SeeRemarks
Water
HOA
Annual tax
MLS #
R1627431
County
Delaware

At a glance

Fireplace
Basement
Garage

Home features

Interior
SeparateFormalLivingRoom
Exterior
BlacktopDriveway
Parking
GarageDriveway

Neighborhood — 13731

MetricThis ZIPCountyUSA
Population90319,351,094299,088,112
Population Change Since199022.00%8.00%20.00%
Population Density10395
Male4469,381,926147,432,321
Female4579,969,168151,655,844
Never Married1294,946,39163,775,926
Married4377,166,701123,120,365
Separated941,159,67312,639,686
Widowed781,110,24515,467,586
Divorced521,210,44823,075,029
Number Of House Hold3427,102,016111,826,380
Average House Hold Size2.372.642.60
Medial Age49.5736.5335.46
Median House Hold Income$41,363$49,847$48,276
Average House Hold Income$52,046$70,032$63,629
P C I$21,670$26,569$24,529
M D I$35,864$42,210$41,133
A T H E$44,943$54,185$50,898
S T R8.00%4.00%
W C J66.04%81.55%77.74%
(Zip) Code
13731

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/1/2025. Provided courtesy of Frank Lumia Real Estate Plus!, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.