CCertihomes
400 Pine Street, Lockport City, NY 14094

$189,000

4 beds 2 baths 1,670 sqft Built 18520 days on marketActive

About this home

Welcome to 400 Pine Street in Lockport—a fantastic two-unit property offering both investment potential and comfortable living. This well-maintained duplex features an upper and lower unit, each with two spacious bedrooms and one full bathroom. Both units offer a functional layout with separate living, dining, and kitchen areas. The property boasts a generously sized backyard and a large detached garage, providing ample storage or parking for multiple vehicles. The upper unit is currently occupied by a reliable, rent-paying tenant, generating immediate rental income, while the lower unit is available for owner-occupancy or new tenancy. With its strong rental history, expansive outdoor space, and valuable garage addition, 400 Pine Street is a great opportunity for investors, first-time buyers, or anyone looking to live in one unit while earning income from the other. Come check it out today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,525/mo

Real estate (PITI + HOA + PMI)
$1,933
Principal + interest$1,213
Property tax + insurance$649
PMI / 2nd mortgage$71
Utilities
$1,143
Heating + cooling$422
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,525/mo TLC
Budget$5,000/mo
Remaining after TLC$2,475/mo
Purchase price
$189,000
Down payment
$9,450 (5%)
Loan amount
$179,550
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1852
Lot size
0.24 ac
Stories
2
Heating
Gas, ForcedAir, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$4,923
MLS #
B1624092
County
Niagara

At a glance

Basement
Garage (2)

Home features

Appliances
GasWaterHeater
Parking
Garage
Flooring
Hardwood, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14094

MetricThis ZIPCountyUSA
Population48,81519,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density407395
Male23,8099,381,926147,432,321
Female25,0059,969,168151,655,844
Never Married10,0284,946,39163,775,926
Married20,8317,166,701123,120,365
Separated1,6081,159,67312,639,686
Widowed3,0361,110,24515,467,586
Divorced4,0631,210,44823,075,029
Number Of House Hold18,4987,102,016111,826,380
Average House Hold Size2.592.642.60
Medial Age37.3836.5335.46
Median House Hold Income$45,740$49,847$48,276
Average House Hold Income$56,367$70,032$63,629
P C I$21,683$26,569$24,529
M D I$39,470$42,210$41,133
A T H E$47,285$54,185$50,898
S T R8.00%4.00%
W C J77.23%81.55%77.74%
(Zip) Code
14094

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/1/2025. Provided courtesy of WNY Metro Roberts Realty via Buffalo MLS. Information deemed reliable but not guaranteed.