CCertihomes
10494 Miller Road, Deerfield, NY 13502

$649,900

5 beds 4 baths 3,680 sqft Built 196412 days on marketActive

About this home

Welcome to this beautifully updated contemporary home that blends style, function, and flexibility. Featuring a rare 4-stall garage and a completely separate 2-bedroom, 1-bath apartment with its own private entrance and covered patio, this property is ideal for multigenerational living, rental income, or hosting long-term guests. The main home’s lower level includes a spacious bedroom, a full bathroom, and a large formal dining room that flows into a stunning, newly installed Amish-built custom kitchen. Designed for both form and function, the kitchen features quartz countertops, stainless steel appliances, and a large walk-in pantry—a dream for serious cooks and busy families. A dedicated office space offers work-from-home convenience, while an additional oversized room provides flexibility as a second office, study, playroom, or even a potential fifth bedroom. On the main floor, the living room creates a cozy, inviting atmosphere with a pellet stove for efficient warmth. From here, step out onto the covered patio, perfect for morning coffee or evening wind-downs. The upper level offers three more bedrooms and two full bathrooms, including a spacious primary suite with a renovated en-suite bath. Enjoy your mornings on a private balcony off the primary bedroom, overlooking the backyard and mature trees. Tucked behind the garages is a fully updated, self-contained 2-bedroom, 1-bath apartment / in-law suite, complete with its own entrance and covered patio—ideal for rental or guest use. With a flexible floor plan, high-end upgrades, and built-in income potential, this property is truly a rare find. Don’t miss your chance—schedule a showing today. Also listed as MultiFamily under MLS#S1627457

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$6,999/mo

Real estate (PITI + HOA + PMI)
$6,033
Principal + interest$4,170
Property tax + insurance$1,619
PMI / 2nd mortgage$244
Utilities
$2,237
Heating + cooling$969
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$6,999/mo TLC
Budget$7,499/mo
Remaining after TLC$500/mo
Purchase price
$649,900
Down payment
$32,495 (5%)
Loan amount
$617,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Contemporary
Year built
1964
Lot size
1 ac
Stories
2
Heating
Propane, Oil, Other, SeeRemarks, Zoned, Baseboard, HotWater, RadiantFloor
Cooling
Other, SeeRemarks, Zoned
Water
Connected, Public
HOA
Annual tax
$10,622
MLS #
S1627415
County
Oneida

At a glance

Fireplace
Basement
Garage (4)

Home features

Appliances
ConvectionOvenDishwasherElectricCooktopExhaustFanElectricWaterHeaterFreeStandingRangeDisposalMicrowaveOvenOilWaterHeaterRefrigeratorRangeHood
Interior
DenSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomGuestAccommodationsHomeOfficeKitchenIslandQuartzCountersSlidingGlassDoorsSolidSurfaceCountersBedroomOnMainLevelConvertibleBedroomInLawFloorplan
Exterior
BlacktopDrivewayBalconyPatioPropaneTankLeased
Parking
AttachedGarageGarageDoorOpener
Flooring
CeramicTile, Hardwood, Laminate, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Schools

Elementary
Deerfield Elementary
Middle
Whitesboro Middle
High
Whitesboro High

Neighborhood — 13502

MetricThis ZIPCountyUSA
Population29,02519,351,094299,088,112
Population Change Since1990-17.00%8.00%20.00%
Population Density609395
Male13,8339,381,926147,432,321
Female15,1919,969,168151,655,844
Never Married7,9864,946,39163,775,926
Married10,1677,166,701123,120,365
Separated1,6221,159,67312,639,686
Widowed2,4011,110,24515,467,586
Divorced2,1801,210,44823,075,029
Number Of House Hold11,5857,102,016111,826,380
Average House Hold Size2.352.642.60
Medial Age38.1036.5335.46
Median House Hold Income$32,508$49,847$48,276
Average House Hold Income$40,951$70,032$63,629
P C I$17,157$26,569$24,529
M D I$28,880$42,210$41,133
A T H E$38,331$54,185$50,898
S T R9.00%4.00%
W C J81.13%81.55%77.74%
(Zip) Code
13502

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/1/2025. Provided courtesy of Coldwell Banker Faith Properties via Buffalo MLS. Information deemed reliable but not guaranteed.