CCertihomes
512 Academy Street, Watertown City, NY 13601

$242,900

5 beds 2 baths 2,124 sqft Built 18870 days on marketActive

About this home

Welcome to 512 Academy Street—a tastefully renovated 5-bedroom, 2 full bath home in the heart of Watertown, offering modern comforts with classic charm. Step into the spacious mudroom featuring built-in cubby storage and first-floor laundry, making organization a breeze. The heart of the home is the modern kitchen, showcasing solid surface countertops and stainless steel appliances, including a refrigerator, electric stove, dishwasher, and microwave—perfect for any home chef. Enjoy meals in the formal dining room, then relax in the large, sun-filled living room beneath elegant coffered ceilings. Both bathrooms have been updated with modern finishes, including tiled walls for a sleek and stylish look. The second level offers five spacious bedrooms and an unfinished walk-up attic, ready for additional living space or storage. Outside, you’ll find a detached 2-stall garage with a second-story loft, ideal for a workshop or storage. This home is equipped with natural gas heat, public water, and public sewer, ensuring year-round comfort and convenience. Located just minutes from local shopping, dining, and less than 9 miles to the Fort Drum Main Gate—this home is a true gem in a prime location. Schedule your showing today and fall in love with everything 512 Academy has to offer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,041/mo

Real estate (PITI + HOA + PMI)
$2,297
Principal + interest$1,559
Property tax + insurance$647
PMI / 2nd mortgage$91
Utilities
$1,487
Heating + cooling$594
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,041/mo TLC
Budget$5,000/mo
Remaining after TLC$1,959/mo
Purchase price
$242,900
Down payment
$12,145 (5%)
Loan amount
$230,755
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1887
Lot size
0.1033 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,093
MLS #
S1627347
County
Jefferson

At a glance

Basement
Garage (2)

Home features

Appliances
DishwasherElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigerator
Interior
CeilingFansCountryKitchenSolidSurfaceCountersBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
DetachedGarageSharedDriveway
Flooring
Carpet, Hardwood, LuxuryVinyl, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/1/2025. Provided courtesy of TLC Real Estate LLC - Carthage via Buffalo MLS. Information deemed reliable but not guaranteed.