CCertihomes
308 W Embargo Street, Rome, NY 13440

$215,000

3 beds 2 baths 5,506 sqft Built 19703 days on marketActive

About this home

Investor alert! Discover this spacious multi-family property offering strong rental potential and multiple income streams. Located in a central Rome neighborhood, the building features separate units, each with private access and utilities. Updated mechanicals, a solid structure, and off-street parking make this a desirable addition to any portfolio. Whether you’re house-hacking or building your rental empire, this is an ideal place to start or grow. Also listed as commercial MLS S1627493

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,038/mo

Real estate (PITI + HOA + PMI)
$2,524
Principal + interest$1,380
Property tax + insurance$1,063
PMI / 2nd mortgage$81
Utilities
$3,007
Heating + cooling$1,354
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,038/mo TLC
Budget$5,000/mo
Remaining after TLC$962/mo
Purchase price
$215,000
Down payment
$10,750 (5%)
Loan amount
$204,250
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1970
Lot size
0.3 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$7,655
MLS #
S1627497
County
Oneida

At a glance

Basement

Home features

Appliances
ElectricWaterHeater
Parking
TwoOrMoreSpaces
Flooring
Carpet, Hardwood, LuxuryVinyl, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13440

MetricThis ZIPCountyUSA
Population32,05219,351,094299,088,112
Population Change Since1990-29.00%8.00%20.00%
Population Density260395
Male15,6139,381,926147,432,321
Female16,4399,969,168151,655,844
Never Married7,4144,946,39163,775,926
Married12,0447,166,701123,120,365
Separated1,6191,159,67312,639,686
Widowed2,5691,110,24515,467,586
Divorced2,7541,210,44823,075,029
Number Of House Hold12,5327,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age38.7236.5335.46
Median House Hold Income$38,084$49,847$48,276
Average House Hold Income$48,394$70,032$63,629
P C I$19,680$26,569$24,529
M D I$33,405$42,210$41,133
A T H E$42,693$54,185$50,898
S T R9.00%4.00%
W C J78.64%81.55%77.74%
(Zip) Code
13440

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/1/2025. Provided courtesy of Miner Realty & Prop Management via Buffalo MLS. Information deemed reliable but not guaranteed.