CCertihomes
18 Chapel Road, Oswego, NY 13074

$599,000

4 beds 3 baths 2,403 sqft Built 20135 days on marketActive

About this home

Custom built Ranch home that is completely breathtaking! This beautiful home has everything you could ask for and even more! Located on over 11 acres you are assured of your privacy as well. The home has an attached 3 car garage (with epoxy coated flooring) as well as a 24 x 32 pole barn with electric for all your outdoor equipment and or toys! Welcoming front porch takes you in the main front door to an open floor plan. Gleaming hardwoods and crown moulding throughout. Stone fireplace (gas) & built in bookcases in the expansive living room is an excellent feature of the main floor of this home. Spacious dining area with built in cabinets. Spectacular kitchen for all your gourmet delights! Cherry cabinets, stainless steel appliances (brand new refrigerator) and granite countertops. Nice island for visitors to keep you company while you cook! Let's head to the 4 season sunroom for you to enjoy all that nature has to offer that leads to a large patio with covered area that has outdoor kitchen area w/built in propane grill . The hot tub gives you the opportunity to relax & enjoy the stars at night! Partially fenced area. Off the kitchen you will find loads of storage with built in pantry, first floor laundry room. Primary suite to die for features tray ceiling, large full bath w/tiled oversized shower and double sinks & walk in closet. The first floor also has two great sized bedrooms and a full bath with oversized tub. Full mostly finished basement has oversized bedroom with loads of light and it's own oversized walk in closet. The basement also has a full bath and a family room. The unfinished area is nice and dry with plenty of room for storage and best of all brand new double doors leading to the outside. But wait....not done yet! This beautiful home has radiant heat, central air, a whole house generator and speakers through out. Nature trail through the woods rounds out this beautiful property!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$6,337/mo

Real estate (PITI + HOA + PMI)
$5,730
Principal + interest$3,843
Property tax + insurance$1,662
PMI / 2nd mortgage$225
Utilities
$1,444
Heating + cooling$554
Internet + TV + phone$170
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$170
$6,337/mo TLC
Budget$6,837/mo
Remaining after TLC$500/mo
Purchase price
$599,000
Down payment
$29,950 (5%)
Loan amount
$569,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
2013
Lot size
11.32 ac
Stories
1
Heating
Gas, HotWater, Radiant
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$12,318
MLS #
S1627375
County
Oswego

At a glance

Air conditioning
Fireplace
Basement
Garage (5)

Home features

Appliances
DoubleOvenDryerDishwasherElectricCooktopFreezerGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
BreakfastBarCeilingFansCathedralCeilingsSeparateFormalLivingRoomGraniteCountersHotTubSpaLivingDiningRoomMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayBarbecueFencePatioPropaneTankOwned
Parking
AttachedGarageDrivewayGarageDoorOpener
Flooring
Carpet, CeramicTile, Hardwood, Varies
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, Wooded

Neighborhood — 13074

MetricThis ZIPCountyUSA
Population8,82319,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density197395
Male4,2809,381,926147,432,321
Female4,5439,969,168151,655,844
Never Married2,3594,946,39163,775,926
Married3,1567,166,701123,120,365
Separated1,2451,159,67312,639,686
Widowed3181,110,24515,467,586
Divorced4991,210,44823,075,029
Number Of House Hold2,1647,102,016111,826,380
Average House Hold Size2.852.642.60
Medial Age24.6736.5335.46
Median House Hold Income$49,332$49,847$48,276
Average House Hold Income$61,566$70,032$63,629
P C I$17,057$26,569$24,529
M D I$41,961$42,210$41,133
A T H E$50,405$54,185$50,898
S T R8.00%4.00%
W C J80.92%81.55%77.74%
(Zip) Code
13074

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/1/2025. Provided courtesy of Century 21 Galloway Realty via Buffalo MLS. Information deemed reliable but not guaranteed.