CCertihomes
1190 County Highway 6, Otego, NY 13825

$125,000

2 beds 2 baths 1,232 sqft Built 20051 days on marketActive

About this home

Affordable Country Living with Potential! Set on 2.64 wooded acres along a town-maintained paved road, this 2-bedroom, 2-bath doublewide offers a private setting just 15 minutes from Oneonta and in the Unatego High School district. Built in 2005, the home features an open floor plan with a breakfast bar, cozy living room with fireplace, dining area, and laundry room/mud room. The spacious primary suite includes a private bath and walk-in closet. Outside, enjoy a large yard, back deck, oversized one-car garage, and shed—plenty of room for storage or hobbies. While the home does need some repairs, updates and TLC, it’s an affordable opportunity for a buyer ready to add their own touches and build equity.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,680/mo

Real estate (PITI + HOA + PMI)
$1,192
Principal + interest$802
Property tax + insurance$343
PMI / 2nd mortgage$47
Utilities
$887
Heating + cooling$294
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,680/mo TLC
Budget$5,000/mo
Remaining after TLC$3,320/mo
Purchase price
$125,000
Down payment
$6,250 (5%)
Loan amount
$118,750
APR
7.15%

Quick facts

Type
ManufacturedOnLand
Style
ManufacturedHome, MobileHome, Ranch
Year built
2005
Lot size
2.64 ac
Stories
1
Heating
Propane, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$2,160
MLS #
R1626895
County
Otsego

At a glance

Fireplace
Garage (1)

Home features

Appliances
DryerDishwasherElectricCooktopElectricWaterHeaterFreezerRefrigeratorWasher
Interior
BreakfastBarCountryKitchenBedroomOnMainLevelMainLevelPrimaryPrimarySuite
Exterior
DirtDrivewayPropaneTankOwned
Parking
DetachedGarage
Flooring
Carpet, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, RuralLot

Neighborhood — 13825

MetricThis ZIPCountyUSA
Population3,60219,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density60395
Male1,7369,381,926147,432,321
Female1,8669,969,168151,655,844
Never Married6244,946,39163,775,926
Married1,6837,166,701123,120,365
Separated1781,159,67312,639,686
Widowed2081,110,24515,467,586
Divorced2851,210,44823,075,029
Number Of House Hold1,3397,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age39.8436.5335.46
Median House Hold Income$38,536$49,847$48,276
Average House Hold Income$45,604$70,032$63,629
P C I$17,280$26,569$24,529
M D I$33,919$42,210$41,133
A T H E$41,155$54,185$50,898
S T R8.00%4.00%
W C J79.68%81.55%77.74%
(Zip) Code
13825

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/2/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.

1190 County Highway 6 · Otego — $125,000 · Certihomes