CCertihomes
1526 State Street, Watertown City, NY 13601

$260,000

4 beds 2 baths 1,652 sqft Built 19200 days on marketActive

About this home

Welcome to 1526 State Street in Watertown, NY — a beautifully maintained and charming 4-bedroom, 2-bathroom home offering 1, 652 square feet of living space. This home is clean, cozy, and full of quality features that make it truly stand out. Step into the modern kitchen featuring stunning countertops and high-end stainless steel appliances — a space designed for both beauty and functionality. The spacious living room serves as a central hub for relaxation and entertaining, while the downstairs bedroom is a bonus space! It could be used as a bedroom, dining room or additional living room space. From the moment you step foot on the property it is clear that the house is incredibly well maintained and in excellent condition! Each of the bedrooms are spacious and provide a comfortable amount of space. Additional highlights include a 1-stall attached garage, a wonderful backyard perfect for gatherings or pets, and a dry basement — even during heavy rainstorms. Located in the heart of Watertown, you’ll enjoy quick access to local shops, parks, schools, and a short commute to work. This home blends comfort, style, and practicality — a fantastic opportunity you won’t want to miss!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,958/mo

Real estate (PITI + HOA + PMI)
$2,341
Principal + interest$1,668
Property tax + insurance$575
PMI / 2nd mortgage$98
Utilities
$1,247
Heating + cooling$474
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,958/mo TLC
Budget$5,000/mo
Remaining after TLC$2,042/mo
Purchase price
$260,000
Down payment
$13,000 (5%)
Loan amount
$247,000
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1920
Lot size
0.1194 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,274
MLS #
S1626669
County
Jefferson

At a glance

Basement
Garage (1)

Home features

Appliances
DishwasherElectricOvenElectricRangeGasWaterHeaterRefrigerator
Interior
BreakfastBarEntranceFoyerMainLevelPrimary
Exterior
BlacktopDrivewayFullyFencedPatio
Parking
AttachedGarage
Flooring
Laminate, LuxuryVinyl, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/2/2025. Provided courtesy of Keller Williams Northern New York via Buffalo MLS. Information deemed reliable but not guaranteed.