CCertihomes
108 Miller Street, Sherman, NY 14781

$115,000

4 beds 2 baths 3,577 sqft Built 19002 days on marketActive

About this home

This spacious 3, 577 square foot home in the heart of the Village of Sherman, NY offers a rare combination of character, flexibility, and potential. With 10-foot ceilings on both floors and generously sized rooms throughout, the home provides a grand and open feel that’s perfect for a variety of living arrangements. The first floor includes a full bathroom, a bedroom, and a second kitchen located just off the main bath—making it an ideal setup for an in-law suite or conversion into a two-unit apartment. Upstairs, you’ll find three additional bedrooms along with a second full bathroom, offering plenty of space for family or guests. Large yard (.44 acres) provides plenty of outdoor space Laundry hookups are conveniently located on both the first and second floors, adding to the home's functionality. The two-car attached garage and a spacious driveway provide ample parking, while the location—just a short distance from downtown Sherman—offers easy access to shops, restaurants, and community amenities. Whether you're looking for a home with multi-generational potential, an income-producing property, or simply extra space to spread out, this property offers endless possibilities in a charming village setting. Don’t miss your opportunity to make it your own.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,449/mo

Real estate (PITI + HOA + PMI)
$1,299
Principal + interest$738
Property tax + insurance$518
PMI / 2nd mortgage$43
Utilities
$2,148
Heating + cooling$897
Internet + TV + phone$188
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$188
$2,449/mo TLC
Budget$5,000/mo
Remaining after TLC$2,551/mo
Purchase price
$115,000
Down payment
$5,750 (5%)
Loan amount
$109,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, HistoricAntique
Year built
1900
Lot size
0.4447 ac
Stories
2
Heating
Gas, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$3,175
MLS #
R1627446
County
Chautauqua

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
DryerExhaustFanElectricOvenElectricRangeGasWaterHeaterRefrigeratorRangeHoodWasher
Interior
CathedralCeilingsDenEntranceFoyerEatInKitchenSecondKitchenStorageBedroomOnMainLevelInLawFloorplanBathInPrimaryBedroomMainLevelPrimaryPrimarySuite
Exterior
FenceGravelDrivewayPatio
Parking
AttachedElectricityGarageWorkshopInGarageOther
Flooring
Hardwood, Laminate, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14781

MetricThis ZIPCountyUSA
Population2,87519,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density42395
Male1,4519,381,926147,432,321
Female1,4239,969,168151,655,844
Never Married4974,946,39163,775,926
Married1,3657,166,701123,120,365
Separated571,159,67312,639,686
Widowed1331,110,24515,467,586
Divorced2191,210,44823,075,029
Number Of House Hold1,0167,102,016111,826,380
Average House Hold Size2.822.642.60
Medial Age37.0936.5335.46
Median House Hold Income$40,661$49,847$48,276
Average House Hold Income$46,365$70,032$63,629
P C I$16,386$26,569$24,529
M D I$35,420$42,210$41,133
A T H E$41,619$54,185$50,898
S T R8.00%4.00%
W C J81.37%81.55%77.74%
(Zip) Code
14781

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/2/2025. Provided courtesy of Howard Hanna Holt - Mayville via Buffalo MLS. Information deemed reliable but not guaranteed.