CCertihomes
4212 Upson Point Road, Starkey, NY 14837

$749,900

3 beds 1 baths 1,000 sqft Built 19700 days on marketActive

About this home

Welcome to Seneca Lake! This charming and wonderfully maintained lake-level cottage is the ultimate lakefront escape with 120 feet of lake frontage. This turnkey cottage sits on a private double lot which provides a large yard to enjoy and entertain, and it gives you a generous amount of parking. Three permanent docks allow plenty of space to relax and enjoy the lake. Two electric powered covered boat lifts make life that much easier. A rare natural boat launch provides easy access to the water. A larger upper lot provides numerous possibilities to build another structure. Located in wine country, there are multiple wineries and breweries nearby. Short drive to the vibrant towns of Watkins Glen, Geneva, and Penn Yan. Don’t miss this amazing opportunity to make your own memories while owning a piece of beautiful Seneca Lake​​‌​​​​‌​​‌‌​​‌​​​‌‌​​​‌​​‌‌​‌‌‌​​‌‌‌​​​ property!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$5,535/mo

Real estate (PITI + HOA + PMI)
$5,328
Principal + interest$3,401
Property tax + insurance$1,621
HOA$25
PMI / 2nd mortgage$281
Utilities
$833
Heating + cooling$262
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$5,535/mo TLC
Budget$6,035/mo
Remaining after TLC$500/mo
Purchase price
$749,900
Down payment
$37,495 (5%)
Loan amount
$712,405
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1970
Lot size
1.36 ac
Stories
1
Heating
Electric, Baseboard
Cooling
WindowUnits
Water
Lake, River
HOA
$300 / Annually
Annual tax
$10,644
MLS #
R1627648
County
Yates

At a glance

Air conditioning
Fireplace
Waterfront

Home features

Appliances
DryerElectricCooktopElectricWaterHeaterMicrowaveRefrigeratorWasher
Interior
DenLivingDiningRoomSolidSurfaceCounters
Exterior
DockSeeRemarks
Parking
NoGarageDriveway
Flooring
Carpet, Tile, Varies, Vinyl
Roof
Shingle
Sewer
HoldingTank, SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 14837

MetricThis ZIPCountyUSA
Population3,92019,351,094299,088,112
Population Change Since19903.00%8.00%20.00%
Population Density50395
Male1,9169,381,926147,432,321
Female2,0049,969,168151,655,844
Never Married6804,946,39163,775,926
Married1,8247,166,701123,120,365
Separated1211,159,67312,639,686
Widowed2671,110,24515,467,586
Divorced3241,210,44823,075,029
Number Of House Hold1,4607,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age42.1436.5335.46
Median House Hold Income$37,522$49,847$48,276
Average House Hold Income$51,587$70,032$63,629
P C I$19,676$26,569$24,529
M D I$32,897$42,210$41,133
A T H E$44,574$54,185$50,898
S T R8.00%4.00%
W C J79.58%81.55%77.74%
(Zip) Code
14837

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/3/2025. Provided courtesy of Franzese Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.