CCertihomes
24 W James Street, Richfield, NY 13439

$244,900

3 beds 2 baths 2,350 sqft Built 19007 days on marketActive

About this home

Welcome to 24 W. James St., a quintessential Americana dream home nestled in the heart of charming Richfield Springs, NY—just minutes from Cooperstown, the iconic home of baseball and America's Hometown! This classic residence exudes warmth and character, blending old-world charm with modern updates for today’s lifestyle. Step inside to discover a warm and welcoming interior featuring high ceilings and intricate woodwork that showcase timeless craftsmanship. The 1st-floor office, easily convertible to a bedroom, boasts built-in bookshelves, adding a touch of vintage elegance. The updated kitchen is a chef’s delight, complete with a granite island, abundant cabinetry, and modern appliances—perfect for preparing family meals or hosting gatherings. For added convenience, the home includes dual staircases: one at the front entrance and another off the kitchen, providing easy access to the upper level. Entertain in style on the spacious wrap-around porch, ideal for sipping sweet iced tea while soaking in the serene neighborhood views, or enjoy the bar/porch area designed for memorable gatherings with friends and family. The backyard is a haven for hobbyists, featuring a large detached garage with a 2nd-floor workshop and a separate workshop shed for all your creative projects. Upstairs, you’ll find large bedrooms, including a master suite that opens to a partially finished attic/loft, offering endless possibilities for a cozy retreat, studio, or additional storage. The home is topped with a durable metal roof, ensuring low maintenance and long-lasting protection. This is more than a house—it’s a lifestyle. Don’t miss your chance to own a piece of the American dream in the heart of Richfield Springs!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,095/mo

Real estate (PITI + HOA + PMI)
$2,299
Principal + interest$1,571
Property tax + insurance$636
PMI / 2nd mortgage$92
Utilities
$1,593
Heating + cooling$647
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,095/mo TLC
Budget$5,000/mo
Remaining after TLC$1,905/mo
Purchase price
$244,900
Down payment
$12,245 (5%)
Loan amount
$232,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1900
Lot size
0.18 ac
Stories
2
Heating
Gas, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$3,833
MLS #
S1627470
County
Otsego

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
ElectricWaterHeaterGasOvenGasRangeMicrowaveRefrigerator
Interior
BreakfastAreaSeparateFormalDiningRoomGraniteCountersHomeOfficeKitchenIslandBar
Exterior
BlacktopDriveway
Parking
DetachedElectricityGarageHeatedGarageWorkshopInGarage
Flooring
Hardwood, Tile, Varies
Sewer
Connected

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 13439

MetricThis ZIPCountyUSA
Population2,54919,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density28395
Male1,2469,381,926147,432,321
Female1,3039,969,168151,655,844
Never Married4664,946,39163,775,926
Married1,2007,166,701123,120,365
Separated1111,159,67312,639,686
Widowed1991,110,24515,467,586
Divorced1881,210,44823,075,029
Number Of House Hold9787,102,016111,826,380
Average House Hold Size2.562.642.60
Medial Age43.4736.5335.46
Median House Hold Income$39,057$49,847$48,276
Average House Hold Income$51,728$70,032$63,629
P C I$19,884$26,569$24,529
M D I$34,272$42,210$41,133
A T H E$44,222$54,185$50,898
S T R8.00%4.00%
W C J84.89%81.55%77.74%
(Zip) Code
13439

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/3/2025. Provided courtesy of Century 21 One Realty Partners via Buffalo MLS. Information deemed reliable but not guaranteed.