CCertihomes
9512 Church Street, Denmark, NY 13620

$119,900

4 beds 3 baths 1,926 sqft Built 19001 days on marketActive

About this home

Spacious two family home on a quiet village street. The lot is large, and there is an attached one car garage that has extra storage in the back area. The first floor apartment has three bedrooms, two full bathrooms, a large eat-in kitchen, and a spacious liviing room with hardwood floors. The upper apartment is smaller with an eat-in kitchen, living room, one bedroom, and a full bath. The property needs repair in several areas, and some updating. The potential for this property is amazing: a good income producing rental property or a wonderful owner occupied residence with some extra income from the upper apartment.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,954/mo

Real estate (PITI + HOA + PMI)
$1,191
Principal + interest$769
Property tax + insurance$377
PMI / 2nd mortgage$45
Utilities
$1,423
Heating + cooling$557
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,954/mo TLC
Budget$5,000/mo
Remaining after TLC$3,046/mo
Purchase price
$119,900
Down payment
$5,995 (5%)
Loan amount
$113,905
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1900
Lot size
0.632 ac
Stories
2
Heating
Oil, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,260
MLS #
S1627751
County
Lewis

At a glance

Basement
Garage (1)

Home features

Appliances
ElectricWaterHeater
Interior
CeilingFans
Parking
PavedTwoOrMoreSpaces
Flooring
Hardwood, Varies, Vinyl
Roof
Metal
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13620

MetricThis ZIPCountyUSA
Population2,97719,351,094299,088,112
Population Change Since19905.00%8.00%20.00%
Population Density83395
Male1,4909,381,926147,432,321
Female1,4879,969,168151,655,844
Never Married5954,946,39163,775,926
Married1,4767,166,701123,120,365
Separated731,159,67312,639,686
Widowed1331,110,24515,467,586
Divorced1451,210,44823,075,029
Number Of House Hold9927,102,016111,826,380
Average House Hold Size2.992.642.60
Medial Age36.4336.5335.46
Median House Hold Income$39,924$49,847$48,276
Average House Hold Income$44,712$70,032$63,629
P C I$14,899$26,569$24,529
M D I$34,758$42,210$41,133
A T H E$40,658$54,185$50,898
S T R7.75%4.00%
W C J73.68%81.55%77.74%
(Zip) Code
13620

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/3/2025. Provided courtesy of Howard Hanna Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.

9512 Church Street · Denmark — $119,900 · Certihomes