CCertihomes
7685 Oswego Road, Clay, NY 13090

$249,900

2 beds 1 baths 1,260 sqft Built 19505 days on marketActive

About this home

If you are looking for privacy, then this is the home for you. This fully remodeled home is move in ready! Open concept layout for easy one floor living. The kitchen with granite counter tops and breakfast bar is complete with NEW appliances. The dining area has a unique glass block wall. Large main living area has a stunning gas fireplace with a floor to ceiling stone facade. Luxury vinyl tile throughout the whole living space. Owner willing to hold mortgage with good credit report and substantial down payment .Open house Saturday August 9 11-1

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,928/mo

Real estate (PITI + HOA + PMI)
$2,417
Principal + interest$1,603
Property tax + insurance$720
PMI / 2nd mortgage$94
Utilities
$1,020
Heating + cooling$357
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$2,928/mo TLC
Budget$5,000/mo
Remaining after TLC$2,072/mo
Purchase price
$249,900
Down payment
$12,495 (5%)
Loan amount
$237,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1950
Lot size
1.14 ac
Stories
1
Heating
Ductless, Gas
Cooling
Ductless
Water
Connected, Public
HOA
Annual tax
$5,332
MLS #
S1627786
County
Onondaga

At a glance

Air conditioning
Fireplace
Garage (2)

Home features

Appliances
DryerGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
CeilingFansCathedralCeilingsGraniteCountersKitchenIslandPullDownAtticStairsBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
AttachedGarage
Flooring
Hardwood, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

IrregularLot, Wooded

Neighborhood — 13090

MetricThis ZIPCountyUSA
Population29,00319,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density2,226395
Male14,1209,381,926147,432,321
Female14,8839,969,168151,655,844
Never Married6,0244,946,39163,775,926
Married13,2277,166,701123,120,365
Separated7961,159,67312,639,686
Widowed9251,110,24515,467,586
Divorced1,8161,210,44823,075,029
Number Of House Hold10,8857,102,016111,826,380
Average House Hold Size2.662.642.60
Medial Age34.2236.5335.46
Median House Hold Income$61,223$49,847$48,276
Average House Hold Income$66,845$70,032$63,629
P C I$25,587$26,569$24,529
M D I$50,729$42,210$41,133
A T H E$53,259$54,185$50,898
S T R8.00%4.00%
W C J80.08%81.55%77.74%
(Zip) Code
13090

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/4/2025. Provided courtesy of Coldwell Banker Prime Prop, Inc via Buffalo MLS. Information deemed reliable but not guaranteed.