CCertihomes
9 Stark Street, Waterloo, NY 13165

$320,000

4 beds 2 baths 2,687 sqft Built 18590 days on marketActive

About this home

A Timeless Gem with Modern Luxury & Backyard Paradise Step into a home where craftsmanship meets contemporary comfort.From the moment you enter the charming foyer, you're greeted by a show-stopping staircase with a pristine, original banister—a stunning introduction to the home’s rich character. The first floor features: spacious living room ideal for relaxing or entertaining A formal dining room with built-in shelving that adds warmth and functionality.convenient first-floor bedroom and full bath, perfect for guests or flexible living.?? The heart of the home is its expansive eat-in kitchen, fully updated with:Two refrigerators for seamless hosting.A walk-in pantry for organized storage.Laundry facilities tucked in for everyday ease.A large picture window overlooking your personal outdoor retreat. Out back, discover a resort-style escape:A 20x40 in-ground pool with brand-new liner.BBQ setup including a smoker, Blackstone griddle, and grill station.Three sheds:one a cozy “she shed, ” one for gardening, and the original storage shed.A working pump perfect for watering and sustaining vibrant landscaping. On demand The 1.5-car garage isn't just for parking—it includes a full workshop

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,819/mo

Real estate (PITI + HOA + PMI)
$3,037
Principal + interest$2,053
Property tax + insurance$864
PMI / 2nd mortgage$120
Utilities
$1,621
Heating + cooling$661
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,819/mo TLC
Budget$5,000/mo
Remaining after TLC$1,181/mo
Purchase price
$320,000
Down payment
$16,000 (5%)
Loan amount
$304,000
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1859
Lot size
0.42 ac
Stories
2
Heating
Gas, Zoned, Baseboard, HotWater
Cooling
Zoned
Water
Connected, Public, Well
HOA
Annual tax
$5,577
MLS #
R1627813
County
Seneca

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DryerDishwasherGasCooktopGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
CeilingFansDenSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomHomeOfficeHotTubSpaPantrySolidSurfaceCountersWalkInPantryNaturalWoodworkWindowTreatmentsBedroomOnMainLevel
Exterior
BlacktopDrivewayBarbecueDeckFullyFencedHotTubSpaPoolPatio
Parking
AttachedElectricityGarageStorageWorkshopInGarageDrivewayGarageDoorOpener
Pool
InGround
Flooring
Carpet, Hardwood, Laminate, Varies
Roof
Asphalt
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 13165

MetricThis ZIPCountyUSA
Population10,76219,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density150395
Male5,3669,381,926147,432,321
Female5,3969,969,168151,655,844
Never Married2,1854,946,39163,775,926
Married4,4487,166,701123,120,365
Separated5281,159,67312,639,686
Widowed8821,110,24515,467,586
Divorced9151,210,44823,075,029
Number Of House Hold3,7987,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.6736.5335.46
Median House Hold Income$39,660$49,847$48,276
Average House Hold Income$50,179$70,032$63,629
P C I$19,113$26,569$24,529
M D I$34,687$42,210$41,133
A T H E$43,793$54,185$50,898
S T R8.00%4.00%
W C J82.10%81.55%77.74%
(Zip) Code
13165

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/4/2025. Provided courtesy of Century 21 Steve Davoli RE via Buffalo MLS. Information deemed reliable but not guaranteed.