821 Floyd Avenue, Rome, NY 13440
$309,900
6 beds 2 baths 2,870 sqft Built 19400 days on marketActive
About this home
The Rarest of Finds! Meticulous 2 unit property with fabulous, large 3 bedroom apartments. Huge kitchens, spacious open & bright each with laundry, 2 car garage with additional parking, great yard, longtime family care makes this one shine. Huge rent potential in this wonderfully livable home.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$3,848/mo
- Real estate (PITI + HOA + PMI)
- $2,975
- Utilities
- $1,795
- Transportation
- $0
- Other (entertainment)
- $133
Principal + interest$1,988
Property tax + insurance$871
PMI / 2nd mortgage$116
Heating + cooling$748
Internet + TV + phone$133
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$1,152/mo
Purchase price
$309,900
Down payment
$15,495 (5%)
Loan amount
$294,405
APR
7.15%
Quick facts
Type
MultiFamily
Style
Duplex
Year built
1940
Lot size
0.28 ac
Stories
2
Heating
Gas, Baseboard, HotWater
Cooling
—
Water
Connected, Public
HOA
—
Annual tax
$5,691
MLS #
S1627851
County
Oneida
At a glance
Basement
Garage (2)
Home features
Appliances
GasWaterHeater
Interior
CeilingFansNaturalWoodwork
Exterior
DeckFence
Parking
GarageTwoOrMoreSpaces
Flooring
Carpet, Varies, Vinyl
Sewer
Connected
Lot features
Rectangular, RectangularLot, ResidentialLot
Neighborhood — 13440
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 32,052 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -29.00% | 8.00% | 20.00% |
| Population Density | 260 | 395 | — |
| Male | 15,613 | 9,381,926 | 147,432,321 |
| Female | 16,439 | 9,969,168 | 151,655,844 |
| Never Married | 7,414 | 4,946,391 | 63,775,926 |
| Married | 12,044 | 7,166,701 | 123,120,365 |
| Separated | 1,619 | 1,159,673 | 12,639,686 |
| Widowed | 2,569 | 1,110,245 | 15,467,586 |
| Divorced | 2,754 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 12,532 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.44 | 2.64 | 2.60 |
| Medial Age | 38.72 | 36.53 | 35.46 |
| Median House Hold Income | $38,084 | $49,847 | $48,276 |
| Average House Hold Income | $48,394 | $70,032 | $63,629 |
| P C I | $19,680 | $26,569 | $24,529 |
| M D I | $33,405 | $42,210 | $41,133 |
| A T H E | $42,693 | $54,185 | $50,898 |
| S T R | 9.00% | 4.00% | — |
| W C J | 78.64% | 81.55% | 77.74% |
(Zip) Code
13440
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 8/4/2025. Provided courtesy of Coldwell Banker Faith Properties via Buffalo MLS. Information deemed reliable but not guaranteed.