CCertihomes
214 James Street, Elmira City, NY 14904

$129,900

2 beds 2 baths 1,056 sqft Built 19560 days on marketActive

About this home

Well maintained ranch home in a quiet neighborhood. Two-bedroom home with two full bathrooms, one off the master suite. Large spacious living room connected to a well laid out eat-in kitchen. The basement is dry and perfect setup to be finished, doubling your square footage. Vinyl sided with a fully fenced in backyard. Great two-car garage with plenty of off-street parking. Perfect one level living and low maintenance too!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,942/mo

Real estate (PITI + HOA + PMI)
$1,461
Principal + interest$833
Property tax + insurance$579
PMI / 2nd mortgage$49
Utilities
$877
Heating + cooling$289
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,942/mo TLC
Budget$5,000/mo
Remaining after TLC$3,058/mo
Purchase price
$129,900
Down payment
$6,495 (5%)
Loan amount
$123,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1956
Lot size
0.3504 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$5,018
MLS #
R1627348
County
Chemung

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DishwasherElectricOvenElectricRangeGasWaterHeaterMicrowaveRefrigerator
Interior
EatInKitchenSeparateFormalLivingRoomPullDownAtticStairsMainLevelPrimaryPrimarySuite
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Carpet, Varies, Vinyl
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 14904

MetricThis ZIPCountyUSA
Population11,94419,351,094299,088,112
Population Change Since1990-13.00%8.00%20.00%
Population Density2,198395
Male5,6529,381,926147,432,321
Female6,2929,969,168151,655,844
Never Married2,6984,946,39163,775,926
Married4,2197,166,701123,120,365
Separated4691,159,67312,639,686
Widowed6931,110,24515,467,586
Divorced1,2471,210,44823,075,029
Number Of House Hold4,5027,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age34.8736.5335.46
Median House Hold Income$34,773$49,847$48,276
Average House Hold Income$41,040$70,032$63,629
P C I$15,691$26,569$24,529
M D I$30,790$42,210$41,133
A T H E$38,420$54,185$50,898
S T R8.00%4.00%
W C J77.96%81.55%77.74%
(Zip) Code
14904

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/4/2025. Provided courtesy of Howard Hanna Elmira via Buffalo MLS. Information deemed reliable but not guaranteed.