CCertihomes
3583 Owasco Drive, Owasco, NY 13021

$399,900

3 beds 3 baths 1,725 sqft Built 19396 days on marketActive

About this home

THIS BEAUTIFULLY UPDATED 2-STORY HOME FEATURES TWO SETS OF DEEDED LAKE RIGHTS ON THE EAST SIDE OF OWASCO LAKE!!!! The Open Floor Plan Has a Spacious First-Floor Primary Suite. The Kitchen Opens Up to a Large Great Room Which is Perfect for Entertaining. A Convenient Half Bath Rounds out the Main Level. Upstairs You Will Find Two More Generously Sized Bedrooms and a Full Bath. Then, Step Outside to Enjoy The Fully-Fenced Yard; Great for Pets, Play, or a Peaceful Evening Retreat. Recent Upgrades Include a Durable Metal Roof with Leaf Filter Gutters, New Furnace, and Central A/C For Year-Round Comfort. This Gem is a Rare and Valuable Find!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,252/mo

Real estate (PITI + HOA + PMI)
$3,693
Principal + interest$2,566
Property tax + insurance$975
HOA$2
PMI / 2nd mortgage$150
Utilities
$1,232
Heating + cooling$463
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$4,252/mo TLC
Budget$5,000/mo
Remaining after TLC$748/mo
Purchase price
$399,900
Down payment
$19,995 (5%)
Loan amount
$379,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1939
Lot size
0.17 ac
Stories
2
Heating
Electric, Gas, Baseboard, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
$25 / Annually
Annual tax
$6,523
MLS #
R1625995
County
Cayuga

At a glance

Air conditioning
Basement

Home features

Appliances
DryerDishwasherGasCooktopGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
BreakfastBarEatInKitchenSeparateFormalLivingRoomMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayFullyFenced
Parking
NoGarageSharedDriveway
Flooring
Resilient, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
Owasco Elementary
Middle
Auburn Junior High
High
Auburn High

Neighborhood — 13021

MetricThis ZIPCountyUSA
Population38,12019,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density321395
Male18,9559,381,926147,432,321
Female19,1659,969,168151,655,844
Never Married8,7074,946,39163,775,926
Married14,7257,166,701123,120,365
Separated2,3501,159,67312,639,686
Widowed3,0941,110,24515,467,586
Divorced2,8871,210,44823,075,029
Number Of House Hold14,3167,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age38.7836.5335.46
Median House Hold Income$39,327$49,847$48,276
Average House Hold Income$51,129$70,032$63,629
P C I$20,402$26,569$24,529
M D I$34,354$42,210$41,133
A T H E$44,195$54,185$50,898
S T R8.00%4.00%
W C J78.71%81.55%77.74%
(Zip) Code
13021

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/4/2025. Provided courtesy of Emmi's Realty Inc via Buffalo MLS. Information deemed reliable but not guaranteed.