CCertihomes
409 Davis Street, Elmira City, NY 14901

$59,900

5 beds 2 baths 2,970 sqft Built 19001 days on marketActive

About this home

Good income potential for this centrally located Upper/Lower 2-unit. Separate utilities. Fully occupied with month-to-month tenants. Vinyl Siding, vinyl windows, 200-amp circuit breakers, laundry in each unit, new front sidewalks. Priced for a quick sale. 48 hours notice to show required. Property being sold as-is condition. Also, property is not in historical district.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,833/mo

Real estate (PITI + HOA + PMI)
$856
Principal + interest$384
Property tax + insurance$450
PMI / 2nd mortgage$22
Utilities
$1,815
Heating + cooling$758
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,833/mo TLC
Budget$5,000/mo
Remaining after TLC$3,167/mo
Purchase price
$59,900
Down payment
$2,995 (5%)
Loan amount
$56,905
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1900
Lot size
0.191 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,252
MLS #
R1627978
County
Chemung

At a glance

Basement

Home features

Appliances
GasWaterHeater
Parking
GravelTwoOrMoreSpaces
Flooring
Carpet, Varies, Vinyl
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14901

MetricThis ZIPCountyUSA
Population18,49319,351,094299,088,112
Population Change Since1990-12.00%8.00%20.00%
Population Density506395
Male8,6549,381,926147,432,321
Female9,8389,969,168151,655,844
Never Married4,6664,946,39163,775,926
Married5,6757,166,701123,120,365
Separated1,6661,159,67312,639,686
Widowed1,4541,110,24515,467,586
Divorced1,6921,210,44823,075,029
Number Of House Hold6,9477,102,016111,826,380
Average House Hold Size2.402.642.60
Medial Age34.9736.5335.46
Median House Hold Income$30,777$49,847$48,276
Average House Hold Income$38,456$70,032$63,629
P C I$15,610$26,569$24,529
M D I$27,482$42,210$41,133
A T H E$36,862$54,185$50,898
S T R8.00%4.00%
W C J81.61%81.55%77.74%
(Zip) Code
14901

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/4/2025. Provided courtesy of Howard Hanna Elmira via Buffalo MLS. Information deemed reliable but not guaranteed.