CCertihomes
54 Middlebury Lane, Lancaster, NY 14086

$529,900

4 beds 3 baths 2,106 sqft Built 201210 days on marketActive

About this home

Welcome to this beautifully maintained, turn-key 4-bedroom Colonial nestled in the sought-after Cross Creek Estates. Designed for modern living with timeless style, this home offers a spacious and open floor plan with hardwood floors throughout the first level and freshly painted, uniform-colored walls throughout—creating the perfect blank canvas to make it your own.The kitchen has been tastefully updated with gleaming granite countertops, a new dishwasher and microwave, a two-tiered peninsula for casual dining or entertaining, and a large built-in corner pantry. The sunroom, with its sliding glass doors and oversized windows, fills the space with natural light and creates an airy, inviting atmosphere. A formal dining room and convenient first-floor laundry add to the home’s functional layout. Upstairs, the spacious primary suite features a walk-in closet and an updated en-suite bath complete with a tile shower. The second full bath has also been renovated and showcases a deep soaking tub with elegant tile surround. Three additional bedrooms offer ample space, including a versatile fourth bedroom with double doors—ideal for a home office, playroom, or guest suite. Plush carpeting upstairs and on the basement stairs was replaced just four years ago. The finished basement is truly one of a kind—an expansive 800 sq ft open concept area featuring luxury vinyl plank flooring (LVP) and abundant built-in storage, including 3-tier racks and an open closet design. Ceiling fans in every room add comfort and energy efficiency. Step outside into your private backyard oasis, enclosed by a newly installed 6-foot stained privacy fence and enhanced by a brand-new stamped concrete patio—perfect for entertaining or relaxing. The beautifully landscaped yard also includes a large patio and a 10x10 shed for added storage. Additional highlights include a newer upgraded A/C unit (2021) and fantastic curb appeal. This home combines space, comfort, and modern updates in one of Lancaster’s most desirable neighborhoods—don't miss this exceptional opportunity!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,345/mo

Real estate (PITI + HOA + PMI)
$4,846
Principal + interest$3,400
Property tax + insurance$1,247
PMI / 2nd mortgage$199
Utilities
$1,206
Heating + cooling$450
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$5,345/mo TLC
Budget$5,845/mo
Remaining after TLC$500/mo
Purchase price
$529,900
Down payment
$26,495 (5%)
Loan amount
$503,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
2012
Lot size
0.29 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$8,228
MLS #
B1627607
County
Erie

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
AppliancesNegotiableGasWaterHeater
Interior
CeilingFansDenEntranceFoyerEatInKitchenGreatRoomKitchenFamilyRoomComboSlidingGlassDoorsWalkInPantryLoftBathInPrimaryBedroom
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarageGarageDoorOpener
Flooring
Carpet, Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14086

MetricThis ZIPCountyUSA
Population23,60419,351,094299,088,112
Population Change Since199016.00%8.00%20.00%
Population Density664395
Male11,4749,381,926147,432,321
Female12,1309,969,168151,655,844
Never Married4,1904,946,39163,775,926
Married11,5667,166,701123,120,365
Separated5801,159,67312,639,686
Widowed1,5481,110,24515,467,586
Divorced1,3611,210,44823,075,029
Number Of House Hold9,0957,102,016111,826,380
Average House Hold Size2.552.642.60
Medial Age40.1436.5335.46
Median House Hold Income$55,376$49,847$48,276
Average House Hold Income$60,038$70,032$63,629
P C I$24,013$26,569$24,529
M D I$46,667$42,210$41,133
A T H E$49,482$54,185$50,898
S T R8.75%4.00%
W C J74.89%81.55%77.74%
(Zip) Code
14086

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/5/2025. Provided courtesy of WNYbyOwner.com via Buffalo MLS. Information deemed reliable but not guaranteed.