CCertihomes
216 Elm Street, Rome, NY 13440

$249,900

6 beds 2 baths 2,815 sqft Built 18500 days on marketActive

About this home

SPACIOUS & UPDATED single family home with 2-UNIT POTENTIAL!! Whether you've been looking for ONE BIG HOUSE or a place that can provide divided space for the purpose of an in-law unit, separate teen apartment or something with future conversion potential for a 2-unit income producer... this RENOVATED property covers all the bases. The extra apartment area has received some updates with lighting & a NEW kitchenette sink, faucet & countertop. BONUS INCOME-PRODUCING OPPORTUNITY.. there are 10 GARAGE SPACES that can be rented out individually as vehicle or boat storage at $50-$100/month EACH!! That special property feature alone will pay your mortgage! UPDATED KITCHEN with NEW appliances, LOADS of NEW cabinetry & counter space, and an added peninsula for seating & storage! Throughout the home you will find NEW lighting, NEW flooring, fresh paint, and some updated vinyl windows! Extensively UPDATED plumbing, wiring, switches & outlets throughout! Some new ductwork, TWO NEW water tanks, TWO NEW smart electrical meters, TWO gas meters. The house may be older, but there are STRUCTURAL REINFORCEMENTS in the basement with 3x2 footings & supports! The main level features a HUGE kitchen/dining area, a FULL bath, two bedrooms and two separate living rooms... one of which could be closed off and serve as another bedroom! On the 2nd floor, you have 3 bedrooms, PLUS the additional "apartment" space that includes a living area, bedroom, full bath & a kitchen area! BIG DOUBLE LOT with a fenced area! NEW railings on the front & side porches. Conveniently located just off N George St near Jervis Library, the Rome Art & Community Center & the YMCA. Quick shot to everything in all directions... Downtown, Griffiss, shopping, parks, etc.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,379/mo

Real estate (PITI + HOA + PMI)
$2,498
Principal + interest$1,603
Property tax + insurance$801
PMI / 2nd mortgage$94
Utilities
$1,767
Heating + cooling$734
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,379/mo TLC
Budget$5,000/mo
Remaining after TLC$1,621/mo
Purchase price
$249,900
Down payment
$12,495 (5%)
Loan amount
$237,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1850
Lot size
0.32 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$5,506
MLS #
S1627897
County
Oneida

At a glance

Basement
Garage (10)

Home features

Appliances
ExhaustFanGasOvenGasRangeGasWaterHeaterRefrigeratorRangeHood
Interior
BreakfastBarCeilingFansSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomHomeOfficeOtherSeeRemarksSolidSurfaceCountersBedroomOnMainLevelConvertibleBedroom
Exterior
BlacktopDrivewayEnclosedPorchFullyFencedPorch
Parking
DetachedGarageStorageWorkshopInGarageDriveway
Flooring
Hardwood, Laminate, Varies
Roof
Metal
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Schools

Middle
Lyndon H Strough Middle
High
Rome Free Academy

Neighborhood — 13440

MetricThis ZIPCountyUSA
Population32,05219,351,094299,088,112
Population Change Since1990-29.00%8.00%20.00%
Population Density260395
Male15,6139,381,926147,432,321
Female16,4399,969,168151,655,844
Never Married7,4144,946,39163,775,926
Married12,0447,166,701123,120,365
Separated1,6191,159,67312,639,686
Widowed2,5691,110,24515,467,586
Divorced2,7541,210,44823,075,029
Number Of House Hold12,5327,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age38.7236.5335.46
Median House Hold Income$38,084$49,847$48,276
Average House Hold Income$48,394$70,032$63,629
P C I$19,680$26,569$24,529
M D I$33,405$42,210$41,133
A T H E$42,693$54,185$50,898
S T R9.00%4.00%
W C J78.64%81.55%77.74%
(Zip) Code
13440

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/5/2025. Provided courtesy of Coldwell Banker Faith Properties R via Buffalo MLS. Information deemed reliable but not guaranteed.