451 Stone Street, Oneida, NY 13421
$89,900
6 beds 2 baths 2,699 sqft Built 18401 days on marketActive
About this home
Spacious 2 family home with great bones, ready for your vision. Perfect for investor or owners occupants looking to renovate and build equity. Strong rental potential, bring your tools and imagination.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$2,062/mo
- Real estate (PITI + HOA + PMI)
- $1,140
- Utilities
- $1,729
- Transportation
- $0
- Other (entertainment)
- $133
Principal + interest$577
Property tax + insurance$529
PMI / 2nd mortgage$34
Heating + cooling$715
Internet + TV + phone$133
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$2,938/mo
Purchase price
$89,900
Down payment
$4,495 (5%)
Loan amount
$85,405
APR
7.15%
Quick facts
Type
MultiFamily
Style
Duplex
Year built
1840
Lot size
0.2 ac
Stories
2
Heating
Electric, Gas, ForcedAir
Cooling
—
Water
Connected, Public
HOA
—
Annual tax
$4,019
MLS #
S1626353
County
Madison
At a glance
Basement
Home features
Appliances
ElectricWaterHeater
Interior
NaturalWoodwork
Parking
GravelTwoOrMoreSpaces
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Asphalt, Membrane, Rubber
Sewer
Connected
Lot features
CornerLot, IrregularLot, ResidentialLot
Neighborhood — 13421
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 14,811 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -1.00% | 8.00% | 20.00% |
| Population Density | 354 | 395 | — |
| Male | 7,176 | 9,381,926 | 147,432,321 |
| Female | 7,634 | 9,969,168 | 151,655,844 |
| Never Married | 3,224 | 4,946,391 | 63,775,926 |
| Married | 6,255 | 7,166,701 | 123,120,365 |
| Separated | 506 | 1,159,673 | 12,639,686 |
| Widowed | 849 | 1,110,245 | 15,467,586 |
| Divorced | 1,216 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 5,614 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.62 | 2.64 | 2.60 |
| Medial Age | 37.35 | 36.53 | 35.46 |
| Median House Hold Income | $41,521 | $49,847 | $48,276 |
| Average House Hold Income | $49,212 | $70,032 | $63,629 |
| P C I | $18,880 | $26,569 | $24,529 |
| M D I | $36,217 | $42,210 | $41,133 |
| A T H E | $43,230 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 80.78% | 81.55% | 77.74% |
(Zip) Code
13421
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 8/5/2025. Provided courtesy of Chapin Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.