CCertihomes
50 E 4th Street, Oswego, NY 13126

$280,000

8 beds 2 baths 2,985 sqft Built 189012 days on marketActive

About this home

Beautiful Duplex house to sides eache side looks like a single family house of 4 rooms and large kitchen with large living room and full bathroom in the second floor for each side of the duplex it means large 8 bedrooms. Located in heart of Oswego NY close to all shopping stores and NY state Oswego College. Also near to LAKE ONTARIO. This your dream home you can live in full house whice is one side and you can earn income from other side of the duplex. Both sides have large living rooms and large whole ways. The Owner updated too many stuff in both deplex like intalled new hot water tank, new vinyl tiles , repainted all the house, insttaled baseboard through all the house, new smoke dedectors through the house..Also there is a nice and huge Attic for more storeage, new counter tops, sink alot of stuff updated. the owner offered the house for rent and they got too many applications and back ground check but one of them changed minds to sale the house instead renting it.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,498/mo

Real estate (PITI + HOA + PMI)
$2,528
Principal + interest$1,797
Property tax + insurance$626
PMI / 2nd mortgage$105
Utilities
$1,940
Heating + cooling$807
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$3,498/mo TLC
Budget$5,000/mo
Remaining after TLC$1,502/mo
Purchase price
$280,000
Down payment
$14,000 (5%)
Loan amount
$266,000
APR
7.15%

Quick facts

Type
Duplex
Style
Duplex
Year built
1890
Lot size
0.0769 ac
Stories
2
Heating
Gas, Other, SeeRemarks, ForcedAir
Cooling
Other, SeeRemarks
Water
Connected, Public
HOA
Annual tax
$3,016
MLS #
S1628235
County
Oswego

At a glance

Basement

Home features

Appliances
ElectricWaterHeaterGasWaterHeater
Interior
OtherSeeRemarks
Parking
ConcreteOtherSeeRemarks
Flooring
Carpet, Other, SeeRemarks, Tile, Varies, Vinyl
Sewer
Connected

Lot features

Other, NearPublicTransit, Rectangular, RectangularLot, SeeRemarks

Schools

Elementary
Charles E Riley Elementary
Middle
Oswego Middle
High
Oswego High

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/5/2025. Provided courtesy of LPT Realty Tri-State LLC via Buffalo MLS. Information deemed reliable but not guaranteed.