CCertihomes
55 W River Street, German Flatts, NY 13357

$95,000

4 beds 2 baths 1,600 sqft Built 19001 days on marketActive

About this home

Located in the village of Ilion, this 4 bedroom, 2 bath home offers 1, 600 square feet of living space with plenty of room to make it your own. A perfect starter home, it offers room to grow and the flexibility to create a space that truly fits your style. Schools, shopping, and local dining are just minutes away, and Route 5 is close by for an easy commute in any direction. Don’t miss your chance to unlock the potential this home has to offer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,772/mo

Real estate (PITI + HOA + PMI)
$1,070
Principal + interest$610
Property tax + insurance$424
PMI / 2nd mortgage$36
Utilities
$1,266
Heating + cooling$470
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$1,772/mo TLC
Budget$5,000/mo
Remaining after TLC$3,228/mo
Purchase price
$95,000
Down payment
$4,750 (5%)
Loan amount
$90,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.1091 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$3,256
MLS #
S1628253
County
Herkimer

At a glance

Air conditioning
Basement
Garage (1)

Home features

Appliances
ElectricOvenElectricRangeElectricWaterHeater
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomGalleyKitchenBedroomOnMainLevel
Exterior
BlacktopDrivewayDeckEnclosedPorchPorch
Parking
DetachedGarage
Flooring
Hardwood, Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13357

MetricThis ZIPCountyUSA
Population10,86419,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density357395
Male5,1409,381,926147,432,321
Female5,7249,969,168151,655,844
Never Married2,1894,946,39163,775,926
Married4,4717,166,701123,120,365
Separated4751,159,67312,639,686
Widowed7921,110,24515,467,586
Divorced8881,210,44823,075,029
Number Of House Hold4,0357,102,016111,826,380
Average House Hold Size2.652.642.60
Medial Age37.4636.5335.46
Median House Hold Income$37,398$49,847$48,276
Average House Hold Income$42,938$70,032$63,629
P C I$16,400$26,569$24,529
M D I$32,840$42,210$41,133
A T H E$39,551$54,185$50,898
S T R8.00%4.00%
W C J70.87%81.55%77.74%
(Zip) Code
13357

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/5/2025. Provided courtesy of Shamrock Real Estate Inc via Buffalo MLS. Information deemed reliable but not guaranteed.