CCertihomes
177 Fernwood Avenue, Rochester, NY 14621

$129,900

2 beds 2 baths 1,444 sqft Built 18905 days on marketActive

About this home

**Charming Two-Family Home with Modern Upgrades** Welcome to this beautifully remodeled two-family home, perfect for both investors and potential owner-occupants. Each spacious apartment features one bedroom and one bathroom, showcasing updated kitchens and bathrooms with modern finishes that create a stylish and comfortable living environment. With projected rents of $995 for each unit, this property presents an excellent investment opportunity. Rent includes heat, while tenants are responsible for their own electric, ensuring a straightforward management experience. The home boasts a brand-new furnace, providing peace of mind and energy efficiency. In addition to the inviting living spaces, this property includes a three-car detached garage complete with brand new garage doors and sturdy concrete walls. The garage offers additional rental income with projected rent of $395, further enhancing the income-generating possibilities of this property. Whether you're looking to invest or seeking a place to call home while enjoying rental income, this two-family residence is a fantastic choice. Don't miss the chance to own a property that combines modern comfort with great investment potential! Delayed negotiations until Thursday August 14th at 5PM.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,907/mo

Real estate (PITI + HOA + PMI)
$1,326
Principal + interest$833
Property tax + insurance$444
PMI / 2nd mortgage$49
Utilities
$1,067
Heating + cooling$379
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,907/mo TLC
Budget$5,000/mo
Remaining after TLC$3,093/mo
Purchase price
$129,900
Down payment
$6,495 (5%)
Loan amount
$123,405
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1890
Lot size
0.1522 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,200
MLS #
R1628110
County
Monroe

At a glance

Basement
Garage (3)

Home features

Appliances
GasWaterHeater
Parking
GaragePaved
Flooring
CeramicTile, Hardwood, LuxuryVinyl, Varies
Sewer
Connected

Lot features

CornerLot, Rectangular, RectangularLot

Neighborhood — 14621

MetricThis ZIPCountyUSA
Population32,93119,351,094299,088,112
Population Change Since1990-9.00%8.00%20.00%
Population Density9,319395
Male15,3589,381,926147,432,321
Female17,5749,969,168151,655,844
Never Married9,8114,946,39163,775,926
Married7,4407,166,701123,120,365
Separated2,4931,159,67312,639,686
Widowed2,0181,110,24515,467,586
Divorced2,5871,210,44823,075,029
Number Of House Hold12,2477,102,016111,826,380
Average House Hold Size2.652.642.60
Medial Age30.7536.5335.46
Median House Hold Income$24,696$49,847$48,276
Average House Hold Income$35,432$70,032$63,629
P C I$13,597$26,569$24,529
M D I$22,949$42,210$41,133
A T H E$35,108$54,185$50,898
S T R8.00%4.00%
W C J80.61%81.55%77.74%
(Zip) Code
14621

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/5/2025. Provided courtesy of Babbitt Realty via Buffalo MLS. Information deemed reliable but not guaranteed.