177 Mitchell Road, Macomb, NY 13654
$229,900
2 beds 1 baths 480 sqft Built 197912 days on marketActive
About this home
Private cottage on Black Lake with 145' of frontage. 2 bedroom, 1 bath cottage, a new dock, and shed. Storage area off the back of the cottage, private, protected waterfrontage.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$2,294/mo
- Real estate (PITI + HOA + PMI)
- $2,007
- Utilities
- $569
- Transportation
- $0
- Other (entertainment)
- $127
Principal + interest$1,475
Property tax + insurance$446
PMI / 2nd mortgage$86
Heating + cooling$138
Internet + TV + phone$127
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$2,706/mo
Purchase price
$229,900
Down payment
$11,495 (5%)
Loan amount
$218,405
APR
7.15%
Quick facts
Type
SingleFamilyResidence
Style
Cottage
Year built
1979
Lot size
0.2463 ac
Stories
1
Heating
Ductless, Other, SeeRemarks
Cooling
Ductless
Water
Well
HOA
—
Annual tax
$2,661
MLS #
S1628434
County
St Lawrence
At a glance
Air conditioning
Waterfront
Home features
Appliances
ElectricWaterHeaterGasOvenGasRangeRefrigerator
Interior
CeilingFansKitchenFamilyRoomComboLivingDiningRoomStorageNaturalWoodworkBedroomOnMainLevel
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Varies, Vinyl
Roof
Metal
Sewer
SepticTank
Lot features
Rectangular, RectangularLot, Secluded, Wooded
Neighborhood — 13654
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 1,180 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | 4.00% | 8.00% | 20.00% |
| Population Density | 19 | 395 | — |
| Male | 584 | 9,381,926 | 147,432,321 |
| Female | 596 | 9,969,168 | 151,655,844 |
| Never Married | 238 | 4,946,391 | 63,775,926 |
| Married | 526 | 7,166,701 | 123,120,365 |
| Separated | 27 | 1,159,673 | 12,639,686 |
| Widowed | 62 | 1,110,245 | 15,467,586 |
| Divorced | 74 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 399 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.93 | 2.64 | 2.60 |
| Medial Age | 35.79 | 36.53 | 35.46 |
| Median House Hold Income | $35,184 | $49,847 | $48,276 |
| Average House Hold Income | $42,109 | $70,032 | $63,629 |
| P C I | $14,563 | $26,569 | $24,529 |
| M D I | $31,285 | $42,210 | $41,133 |
| A T H E | $39,139 | $54,185 | $50,898 |
| S T R | 7.00% | 4.00% | — |
| W C J | 70.32% | 81.55% | 77.74% |
(Zip) Code
13654
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 8/5/2025. Provided courtesy of Cross Keys Real Estate LLC via Buffalo MLS. Information deemed reliable but not guaranteed.