CCertihomes
499 Lake Avenue, Lancaster, NY 14086

$259,900

3 beds 2 baths 1,448 sqft Built 19515 days on marketActive

About this home

Solid, simple, and just what you’ve been looking for! 499 Lake is an all-brick ranch resting peacefully on a .6 acre lot in beautiful South Lancaster, right in the highly sought-after Lancaster School District. Just shy of 1, 500 sqft of living space, the layout is functional and easy — eat-in kitchen with plenty of storage and counterspace, three bedrooms, one full and one half bath, and updated flooring throughout. The breezeway - functional for an entry point or additional living space - connects to a one-car attached garage, plus a sunny three-season bonus room that opens to an inviting and serene back deck overlooking the tree-lined backyard. The lot goes back an impressive 350 feet, offering a mix of privacy and space, with a vinyl privacy fence on one side and plenty of room to enjoy or entertain! Big updates are already done — architectural roof (2022), high efficiency furnace (2015), and newer hot water tank (2020). Whether you’re downsizing or just starting out, this place fits the bill! Open Houses: Saturday 8/9 & Sunday 8/10, 12–2 PM. Easy to show, easy to love. Offers shall be reviewed as received.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,006/mo

Real estate (PITI + HOA + PMI)
$2,489
Principal + interest$1,668
Property tax + insurance$724
PMI / 2nd mortgage$97
Utilities
$1,038
Heating + cooling$366
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$3,006/mo TLC
Budget$5,000/mo
Remaining after TLC$1,994/mo
Purchase price
$259,900
Down payment
$12,995 (5%)
Loan amount
$246,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1951
Lot size
0.6026 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$5,186
MLS #
B1628073
County
Erie

At a glance

Basement
Garage (1)

Home features

Appliances
DishwasherGasWaterHeater
Interior
EntranceFoyerEatInKitchenProgrammableThermostat
Exterior
BlacktopDrivewayDeckFence
Parking
AttachedGarageGarageDoorOpener
Flooring
Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14086

MetricThis ZIPCountyUSA
Population23,60419,351,094299,088,112
Population Change Since199016.00%8.00%20.00%
Population Density664395
Male11,4749,381,926147,432,321
Female12,1309,969,168151,655,844
Never Married4,1904,946,39163,775,926
Married11,5667,166,701123,120,365
Separated5801,159,67312,639,686
Widowed1,5481,110,24515,467,586
Divorced1,3611,210,44823,075,029
Number Of House Hold9,0957,102,016111,826,380
Average House Hold Size2.552.642.60
Medial Age40.1436.5335.46
Median House Hold Income$55,376$49,847$48,276
Average House Hold Income$60,038$70,032$63,629
P C I$24,013$26,569$24,529
M D I$46,667$42,210$41,133
A T H E$49,482$54,185$50,898
S T R8.75%4.00%
W C J74.89%81.55%77.74%
(Zip) Code
14086

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/5/2025. Provided courtesy of HUNT Real Estate Corporation via Buffalo MLS. Information deemed reliable but not guaranteed.