CCertihomes
12 Brook Street, Oneonta, NY 13820

$219,500

2 beds 2 baths 1,330 sqft Built 190010 days on marketActive

About this home

Picture-perfect may be a cliché, but this home truly lives up to it. Completely renovated from top to bottom, inside and out. The gem is nestled on a quiet side street in the City of Oneonta. From the moment you step into the entry foyer, you'll notice the beautiful new solid oak floors that flow through the LR, Kitchen/Dining and sunroom. The new kitchen featuring classic raised panel cabinetry and new appliances along with the open layout of the 1st floor make it perfect for entertaining. The sunroom, with its oversized windows is a bright and peaceful space overlooking the gorgeous backyard. A convenient first-floor laundry/mud room and half bath along with a large coat/storage pantry closet complete the first floor. Upstairs, you'll find two generously sized bedrooms, a modern tastefully renovated full bath and a large landing area ideal for a home office or craft space. Outside, the private backyard is totally fenced in with a paver stone patio, and beautifully maintained perennial gardens abound. This Fine City Home won't last long, so call today for your showing.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,651/mo

Real estate (PITI + HOA + PMI)
$2,110
Principal + interest$1,408
Property tax + insurance$620
PMI / 2nd mortgage$82
Utilities
$1,063
Heating + cooling$382
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,651/mo TLC
Budget$5,000/mo
Remaining after TLC$2,349/mo
Purchase price
$219,500
Down payment
$10,975 (5%)
Loan amount
$208,525
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1900
Lot size
0.14 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$4,426
MLS #
R1626759
County
Otsego

At a glance

Air conditioning
Basement
Garage (1)

Home features

Appliances
DryerDishwasherElectricCooktopGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
EntranceFoyerEatInKitchenSeparateFormalLivingRoomWindowTreatments
Exterior
BlacktopDrivewayFullyFencedPatioPrivateYardSeeRemarks
Parking
AttachedGarageStorageGarageDoorOpener
Flooring
Carpet, Hardwood, Laminate, Varies, Vinyl
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13820

MetricThis ZIPCountyUSA
Population21,50219,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density222395
Male10,0039,381,926147,432,321
Female11,4999,969,168151,655,844
Never Married6,6924,946,39163,775,926
Married6,2407,166,701123,120,365
Separated3,4471,159,67312,639,686
Widowed1,2781,110,24515,467,586
Divorced1,3731,210,44823,075,029
Number Of House Hold6,7867,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age27.7936.5335.46
Median House Hold Income$32,937$49,847$48,276
Average House Hold Income$44,031$70,032$63,629
P C I$15,440$26,569$24,529
M D I$29,234$42,210$41,133
A T H E$40,137$54,185$50,898
S T R8.00%4.00%
W C J81.17%81.55%77.74%
(Zip) Code
13820

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/5/2025. Provided courtesy of Benson Agency Real Estate LLC via Buffalo MLS. Information deemed reliable but not guaranteed.