CCertihomes
8966 Victoria Drive, Lodi, NY 14860

$1,295,000

3 beds 3 baths 2,346 sqft Built 20094 days on marketActive

About this home

Welcome to 8966 Victoria Drive. A Lakefront Retreat on 5.3 Private Acres. Tucked away at the end of a quiet drive shared by only three homes, this remarkable lakefront property offers the perfect blend of privacy, natural beauty, and potential. Set on 5.3 secluded acres with 179 feet of Seneca Lake frontage, including a charming peninsula-like point, this unique parcel provides an ideal setting for lake living. A private road leads to the beach, providing easy access to your waterfront haven complete with an expansive dock and boat hoist. Offering over 2, 300 square feet of living space, this open and spacious home captures lake views from nearly every room, with large windows that flood the living areas with natural light. Step outside onto the expansive deck, perched in the treetops, and experience a treehouse-like atmosphere. Enjoy stunning sunset views of the lake, a rolling valley, and meandering stream. The home includes a large garage—perfect for storing boats, jet skis, and all your lake toys—while the unfinished kitchen and master bath invite you to add your personal touch and truly make the space your own. Whether you're looking for a year-round home or vacation getaway, this is a rare opportunity to own a slice of paradise on Seneca Lake!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$9,065/mo

Real estate (PITI + HOA + PMI)
$8,838
Principal + interest$5,873
Property tax + insurance$2,458
HOA$21
PMI / 2nd mortgage$486
Utilities
$1,288
Heating + cooling$496
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$9,065/mo TLC
Budget$9,565/mo
Remaining after TLC$500/mo
Purchase price
$1,295,000
Down payment
$64,750 (5%)
Loan amount
$1,230,250
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Contemporary, TwoStory
Year built
2009
Lot size
5.3 ac
Stories
3
Heating
Propane
Cooling
Water
Well
HOA
$250 / Annually
Annual tax
$14,233
MLS #
R1628118
County
Seneca

At a glance

Fireplace
Garage (3)
Waterfront

Home features

Appliances
ElectricWaterHeaterTanklessWaterHeater
Interior
CeilingFansCathedralCeilingsCentralVacuumGreatRoomOtherSeeRemarksNaturalWoodworkBedroomOnMainLevelProgrammableThermostat
Exterior
DeckDockGravelDrivewayPrivateYardSeeRemarksPropaneTankOwned
Parking
UndergroundGarageDoorOpener
Flooring
Laminate, Tile, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 14860

MetricThis ZIPCountyUSA
Population1,38419,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density63395
Male7489,381,926147,432,321
Female6379,969,168151,655,844
Never Married2414,946,39163,775,926
Married6587,166,701123,120,365
Separated381,159,67312,639,686
Widowed761,110,24515,467,586
Divorced1051,210,44823,075,029
Number Of House Hold4987,102,016111,826,380
Average House Hold Size2.762.642.60
Medial Age39.0536.5335.46
Median House Hold Income$42,565$49,847$48,276
Average House Hold Income$51,869$70,032$63,629
P C I$18,708$26,569$24,529
M D I$36,943$42,210$41,133
A T H E$44,817$54,185$50,898
S T R8.00%4.00%
W C J65.69%81.55%77.74%
(Zip) Code
14860

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/6/2025. Provided courtesy of Robert Markel Real Estate LLC via Buffalo MLS. Information deemed reliable but not guaranteed.

8966 Victoria Drive · Lodi — $1,295,000 · Certihomes