CCertihomes
9 E Lake Road, Wayland, NY 14826

$239,900

2 beds 1 baths 720 sqft Built 195610 days on marketActive

About this home

Charming Cottage with Deeded Lake Access on Loon Lake! Don’t miss this rare opportunity to own a charming 2-bedroom, 1-bath cottage directly across from picturesque Loon Lake, complete with deeded water access and a shared dock—enjoy lakeside living without the high taxes! Step inside to find a cozy eat-in kitchen equipped with a stove and refrigerator, opening to a bright and inviting living room featuring custom-built barnboard cabinetry and a wood stove. The full bath, complete with laundry, and two comfortable bedrooms with closets are down the hall. The full, dry basement offers ample room for storage or additional living space & has a wood stove. Enjoy the 12x16 enclosed porch (built in 2014) perfect for relaxing or entertaining. Outside, unwind in your private backyard oasis or soak in the views from the spacious front yard. A shed provides convenient outdoor storage, and a set of stairs leads to extra parking off State Route 121. This one-of-a-kind property combines charm, convenience, and lake access. Don't miss an affordable opportunity to enjoy all the benefits of Loon Lake! OPEN HOUSES: Sunday, 8/10 FROM 11:30AM-1:00PM & Tues, 8/12 FROM 4:30PM-6:00PM. DELAYED NEGOTIATIONS UNTIL THURSDAY, 8/14 @ 12:00PM.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,457/mo

Real estate (PITI + HOA + PMI)
$2,093
Principal + interest$1,539
Property tax + insurance$464
PMI / 2nd mortgage$90
Utilities
$713
Heating + cooling$201
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$2,457/mo TLC
Budget$5,000/mo
Remaining after TLC$2,543/mo
Purchase price
$239,900
Down payment
$11,995 (5%)
Loan amount
$227,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage, Ranch
Year built
1956
Lot size
0.012 ac
Stories
1
Heating
Electric, Baseboard
Cooling
Water
Well
HOA
Annual tax
$2,657
MLS #
R1626092
County
Steuben

At a glance

Fireplace
Basement

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
EatInKitchenSeparateFormalLivingRoomPullDownAtticStairsBedroomOnMainLevel
Parking
NoGarageNoDriveway
Flooring
Carpet, Laminate, Varies
Roof
Shingle
Sewer
SepticTank

Lot features

IrregularLot, ResidentialLot

Neighborhood — 14826

MetricThis ZIPCountyUSA
Population2,80519,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density46395
Male1,4089,381,926147,432,321
Female1,3979,969,168151,655,844
Never Married4954,946,39163,775,926
Married1,2137,166,701123,120,365
Separated1201,159,67312,639,686
Widowed1661,110,24515,467,586
Divorced2521,210,44823,075,029
Number Of House Hold9907,102,016111,826,380
Average House Hold Size2.812.642.60
Medial Age36.7036.5335.46
Median House Hold Income$37,737$49,847$48,276
Average House Hold Income$44,656$70,032$63,629
P C I$16,339$26,569$24,529
M D I$33,192$42,210$41,133
A T H E$40,611$54,185$50,898
S T R8.00%4.00%
W C J75.87%81.55%77.74%
(Zip) Code
14826

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/6/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.

9 E Lake Road · Wayland — $239,900 · Certihomes