CCertihomes
500 Ben Mccumber Road, Unadilla, NY 13849

$474,900

2 beds 2 baths 1,472 sqft Built 19450 days on marketActive

About this home

Discover the perfect blend of comfort and expansive outdoor living with this charming two-story home set amidst over 150 acres of pristine countryside. This well-maintained home offers two spacious bedrooms, with the flexibility to easily convert existing space into a third bedroom, catering to your evolving needs. Here you'll find a thoughtfully designed layout featuring ample living areas that exude warmth and functionality. Recently updated electrical and a newly installed generator are just some of the updates this property holds. Step outside to immerse yourself in the vastness of your private estate. Whether you envision cultivating gardens, exploring wooded trails, starting a hobby farm, or simply enjoying the tranquility of open fields, this property provides the canvas for your rural dreams. Located less than 30 minutes from Oneonta conveniently near the highway yet offering the seclusion and peace that only countryside living can provide, this property is a rare find. Don't miss the opportunity to own this slice of paradise.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,509/mo

Real estate (PITI + HOA + PMI)
$4,066
Principal + interest$3,047
Property tax + insurance$841
PMI / 2nd mortgage$178
Utilities
$1,054
Heating + cooling$375
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$4,509/mo TLC
Budget$5,009/mo
Remaining after TLC$500/mo
Purchase price
$474,900
Down payment
$23,745 (5%)
Loan amount
$451,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory, Traditional
Year built
1945
Lot size
157.37 ac
Stories
2
Heating
Wood, HotWater, Radiant
Cooling
Water
Well
HOA
Annual tax
$4,288
MLS #
R1626444
County
Otsego

At a glance

Basement
Garage (2)

Home features

Appliances
BuiltInRangeBuiltInOvenDishwasherGasCooktopMicrowaveOilWaterHeaterRefrigerator
Interior
SeparateFormalDiningRoomGraniteCounters
Exterior
BlacktopDrivewayPropaneTankLeased
Parking
DetachedGarage
Flooring
Hardwood, Varies
Sewer
SepticTank

Lot features

IrregularLot, Secluded, Wooded

Neighborhood — 13849

MetricThis ZIPCountyUSA
Population5,15419,351,094299,088,112
Population Change Since19903.00%8.00%20.00%
Population Density66395
Male2,5399,381,926147,432,321
Female2,6159,969,168151,655,844
Never Married9244,946,39163,775,926
Married2,3207,166,701123,120,365
Separated1791,159,67312,639,686
Widowed3711,110,24515,467,586
Divorced4441,210,44823,075,029
Number Of House Hold1,9727,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age39.2236.5335.46
Median House Hold Income$37,796$49,847$48,276
Average House Hold Income$46,621$70,032$63,629
P C I$17,857$26,569$24,529
M D I$33,229$42,210$41,133
A T H E$41,723$54,185$50,898
S T R4.00%
W C J79.16%81.55%77.74%
(Zip) Code
13849

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/6/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.

500 Ben Mccumber Road · Unadilla — $474,900 · Certihomes