CCertihomes
297 Spencer Road, Irondequoit, NY 14609

$224,900

3 beds 2 baths 1,228 sqft Built 194011 days on marketActive

About this home

Welcome home to this charming three-bedroom, one-and-a-half-bathroom colonial with gumwood trim and leaded glass windows. Upon entering, you will be greeted by a spacious living room and dining room combination featuring brand-new carpeting beneath the hardwood floors. The sellers have enclosed the screen porch and added drywall and carpeting to create an additional space that can be used year-round. The kitchen features a wrap-around island that opens up to the dining area. The second floor boasts three nicely sized bedrooms, a full bathroom, and a large finished attic that has been transformed into a musical entertainment space. However, its potential for further customization is endless. Do not miss out on this opportunity!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,885/mo

Real estate (PITI + HOA + PMI)
$2,390
Principal + interest$1,443
Property tax + insurance$863
PMI / 2nd mortgage$84
Utilities
$965
Heating + cooling$328
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$2,885/mo TLC
Budget$5,000/mo
Remaining after TLC$2,115/mo
Purchase price
$224,900
Down payment
$11,245 (5%)
Loan amount
$213,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
1940
Lot size
0.11 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$7,337
MLS #
R1628454
County
Monroe

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DryerDishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
DenSeparateFormalDiningRoomHomeOfficeLivingDiningRoomOtherPantrySeeRemarksConvertibleBedroom
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14609

MetricThis ZIPCountyUSA
Population45,98519,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density5,653395
Male21,3709,381,926147,432,321
Female24,6159,969,168151,655,844
Never Married12,5094,946,39163,775,926
Married14,4197,166,701123,120,365
Separated2,5041,159,67312,639,686
Widowed3,3811,110,24515,467,586
Divorced3,5941,210,44823,075,029
Number Of House Hold18,7487,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age35.7936.5335.46
Median House Hold Income$39,028$49,847$48,276
Average House Hold Income$46,133$70,032$63,629
P C I$19,350$26,569$24,529
M D I$34,179$42,210$41,133
A T H E$41,394$54,185$50,898
S T R8.00%4.00%
W C J76.38%81.55%77.74%
(Zip) Code
14609

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/6/2025. Provided courtesy of Hunt Real Estate ERA/Columbus via Buffalo MLS. Information deemed reliable but not guaranteed.