CCertihomes
381 Spinner Road, Worcester, NY 12197

$479,000

5 beds 2 baths 2,500 sqft Built 19956 days on marketActive

About this home

Are you looking for a small Farmette or a great potential investment? This home blends rustic charm with new additions to make it 4+ bedroom, 2 bath with 2500 +/- sq ft of thoughtful upgrades on over 28 acres. The home consists of a spacious mudroom with built-in storage combination laundry room which opens into a walk-in pantry that flows into the kitchen—designed for easy daily use. The kitchen features maple countertops, open shelving, and a 2020 Amish-built wood heating/cookstove—anchored by a stunning canning pantry wall along with its own on demand hot water. It opens to an inviting living room with wide hickory plank floors and a 3 season sun room overlooking the front yard with beautiful gardens and walks out to the front deck. There are 4 bedrooms on the main level which includes the primary with its own woodburning stove and its own entrance to the front deck. Up the stairs is a loft with built-ins, and a cozy bed tucked under the eaves. Natural light fills the home and there is enough space for everyone! Down the hall are the 3 additional bedrooms and a full bath. 2 of the bedrooms have doors that can access the vision of a wrap around porch! The owners have thoughtfully added "outdoor" cabinets for wood storage so no mess inside the house! Outbuildings include a 24x40' workshop with pellet stove, garage at the beginning of the driveway, 24x27' hoop house, multiple sheds, a chicken coops with electric, and a charming screened garden shed for storage/potting. The land is a productive mix of open fields, woods, small pond, and fenced gardens. It includes a large asparagus bed, sugar maples, berry bushes, fruit trees, and perennial plantings. Two arbors and raised beds along with many areas to add more to support year-round growing, livestock, or farm-to-table use. Groomed paths through the woods making ideal for a stroll! High-speed fiber internet and multiple flexible-use spaces make it ideal for remote work, creative projects, or educational retreats. Whether you’re starting a homestead, growing a farm, or simply enjoying the quiet of country life, this unique property offers the space, infrastructure, and setting to support your goals.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,789/mo

Real estate (PITI + HOA + PMI)
$4,067
Principal + interest$3,073
Property tax + insurance$814
PMI / 2nd mortgage$180
Utilities
$1,627
Heating + cooling$667
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$4,789/mo TLC
Budget$5,289/mo
Remaining after TLC$500/mo
Purchase price
$479,000
Down payment
$23,950 (5%)
Loan amount
$455,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Other, SeeRemarks
Year built
1995
Lot size
28.39 ac
Stories
0
Heating
Electric, Baseboard, Stove, WallFurnace
Cooling
Water
Well
HOA
Annual tax
$3,383
MLS #
R1625861
County
Otsego

At a glance

Fireplace
Garage (2)

Home features

Appliances
DryerElectricWaterHeaterGasOvenGasRangeMicrowaveWasher
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomCountryKitchenPantryPullDownAtticStairsLoft
Exterior
DeckGravelDriveway
Parking
DetachedElectricityGarageHeatedGarage
Flooring
Hardwood, Tile, Varies
Roof
Metal
Sewer
SepticTank

Lot features

IrregularLot, Secluded

Neighborhood — 12197

MetricThis ZIPCountyUSA
Population2,12419,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density32395
Male1,0099,381,926147,432,321
Female1,1159,969,168151,655,844
Never Married3894,946,39163,775,926
Married9447,166,701123,120,365
Separated941,159,67312,639,686
Widowed2001,110,24515,467,586
Divorced1511,210,44823,075,029
Number Of House Hold8257,102,016111,826,380
Average House Hold Size2.562.642.60
Medial Age40.3036.5335.46
Median House Hold Income$33,999$49,847$48,276
Average House Hold Income$39,401$70,032$63,629
P C I$15,304$26,569$24,529
M D I$30,223$42,210$41,133
A T H E$37,533$54,185$50,898
S T R8.00%4.00%
W C J83.66%81.55%77.74%
(Zip) Code
12197

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/6/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.