CCertihomes
7620 Saint Joseph Road, Niagara, NY 14304

$199,900

3 beds 2 baths 1,674 sqft Built 196011 days on marketActive

About this home

Welcome to this beautifully maintained 3-bedroom, 1.5-bath ranch offering 1, 674 square feet of comfortable living space, plus a mostly finished full basement for added versatility. Located in an established neighborhood, this home combines classic charm with practical features that make everyday living a breeze. Step inside to find a spacious living room perfect for entertaining or relaxing, and a separate family room that boasts soaring ceilings, a cozy fireplace, and a sliding glass door that leads directly to the backyard patio—ideal for indoor/outdoor living. Two of the bedrooms feature stunning hardwood floors, while the majority of the main living spaces are carpeted for warmth and comfort. The kitchen and dining area offer a functional layout with plenty of cabinet and counter space, ready for your personal touch. The full bathroom is centrally located near the bedrooms, with an additional half bath attached to the primary bedroom. Downstairs, the full basement is mostly finished and offers a great opportunity for a rec room, home office, workout space, or additional living area—whatever suits your lifestyle. Outside, enjoy a fully fenced-in backyard that offers both privacy and beauty. A standout feature is the mature grapevine imported from Italy—perfect for gardeners or wine enthusiasts! A large shed provides ample space for storing lawn equipment, tools, or seasonal items, and the attached 1-car garage adds even more convenience. This home is move-in ready and offers endless potential for customization. Whether you’re a first-time buyer, downsizing, or looking for a forever home, this property is a must-see! Open House 8/17 from 12:00 PM to 2:00 PM. All offers, if any, are due 9/2/25 at 3:00 PM.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,640/mo

Real estate (PITI + HOA + PMI)
$2,029
Principal + interest$1,283
Property tax + insurance$671
PMI / 2nd mortgage$75
Utilities
$1,184
Heating + cooling$440
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$2,640/mo TLC
Budget$5,000/mo
Remaining after TLC$2,360/mo
Purchase price
$199,900
Down payment
$9,995 (5%)
Loan amount
$189,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1960
Lot size
0.2479 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$5,067
MLS #
B1628437
County
Niagara

At a glance

Air conditioning
Fireplace
Basement
Garage (1)

Home features

Appliances
AppliancesNegotiableGasWaterHeater
Interior
OtherSeeRemarksSlidingGlassDoorsMainLevelPrimaryPrimarySuite
Exterior
ConcreteDriveway
Parking
AttachedGarage
Flooring
Carpet, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

Middle
Edward Town Middle
High
Niagara-Wheatfield Senior High

Neighborhood — 14304

MetricThis ZIPCountyUSA
Population31,89419,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density1,602395
Male15,3339,381,926147,432,321
Female16,5619,969,168151,655,844
Never Married6,3964,946,39163,775,926
Married14,4547,166,701123,120,365
Separated8901,159,67312,639,686
Widowed2,3721,110,24515,467,586
Divorced2,6241,210,44823,075,029
Number Of House Hold12,5507,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age41.1236.5335.46
Median House Hold Income$43,090$49,847$48,276
Average House Hold Income$50,985$70,032$63,629
P C I$20,741$26,569$24,529
M D I$37,376$42,210$41,133
A T H E$44,292$54,185$50,898
S T R8.00%4.00%
W C J76.41%81.55%77.74%
(Zip) Code
14304

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/6/2025. Provided courtesy of Iconic Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.