CCertihomes
44 Prospect Street, Hume, NY 14735

$134,900

3 beds 1 baths 1,038 sqft Built 190010 days on marketActive

About this home

Beautifully Updated 2-Story Home with Modern Touches. Step inside this fully renovated 2-story home featuring all the updates you’ve been looking for! Enjoy brand-new flooring, fresh paint throughout, and an updated kitchen complete with newer appliances and a convenient breakfast bar. The home offers 3 bedrooms, including a first-floor bedroom for added convenience, and a completely remodeled full bath with a stunning tiled walk-in shower. Relax on the covered porch or take advantage of the attached 1-car garage for parking and storage. This move-in ready home combines modern updates with timeless comfort—don’t miss your chance to make it yours!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,655/mo

Real estate (PITI + HOA + PMI)
$1,181
Principal + interest$866
Property tax + insurance$264
PMI / 2nd mortgage$51
Utilities
$862
Heating + cooling$279
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$1,655/mo TLC
Budget$5,000/mo
Remaining after TLC$3,345/mo
Purchase price
$134,900
Down payment
$6,745 (5%)
Loan amount
$128,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.25 ac
Stories
0
Heating
Electric, Gas, ForcedAir, Wood
Cooling
Water
Connected, Public
HOA
Annual tax
$1,197
MLS #
R1628368
County
Allegany

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
GasOvenGasRangeGasWaterHeaterMicrowaveRefrigerator
Interior
CeilingFansEatInKitchenSeparateFormalLivingRoomBedroomOnMainLevel
Exterior
GravelDriveway
Parking
AttachedGarage
Flooring
Carpet, Hardwood, Laminate, Varies, Vinyl
Roof
Asphalt, Metal
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 14735

MetricThis ZIPCountyUSA
Population1,54919,351,094299,088,112
Population Change Since19907.00%8.00%20.00%
Population Density19395
Male7589,381,926147,432,321
Female7919,969,168151,655,844
Never Married3614,946,39163,775,926
Married6527,166,701123,120,365
Separated551,159,67312,639,686
Widowed861,110,24515,467,586
Divorced941,210,44823,075,029
Number Of House Hold5167,102,016111,826,380
Average House Hold Size2.782.642.60
Medial Age33.2436.5335.46
Median House Hold Income$34,867$49,847$48,276
Average House Hold Income$41,812$70,032$63,629
P C I$14,372$26,569$24,529
M D I$30,814$42,210$41,133
A T H E$38,965$54,185$50,898
S T R8.50%4.00%
W C J83.70%81.55%77.74%
(Zip) Code
14735

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/6/2025. Provided courtesy of Empire Realty Group via Buffalo MLS. Information deemed reliable but not guaranteed.